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Active

Active·5 days on market

325 S Lake Avenue

Lake Butler, FL 32064

$559,900$143/sqftEst. $2,980/moMLS# 2153716

Beds

Baths

3,906

Sq Ft

1910

Built

Lake Butler

About this home

This amazing 3 BR (possible 4) and 2 BA historic home has been modernized with so many upgrades as well as a 2 BR/1BA ADU (in-law quarters)! Enter thru the unique front into the formal living room. Eleven foot ceilings, crown molding, chandeliers and so much more!!! Updates to the main home include windows, sliding glass door, Quartz countertop/kitchen sink, plumbing, shower & vanity, electric, HVAC/ductwork and more. ADU updates include water heater, shower, electric, windows, doors, oven and insulation. Main home has a large side porch as well as a large deck on the back over looking the back yard. RV hook up to water and sewer. Detached shed with foam insulation and electric. Close to schools and Butler Lake! Amazing property for multiple generations or rental income!

Cost to own

Mortgage calculator

Home Price

$559,900

Down Payment: 20%

$111,980

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,980

Principal & Interest: $2,980

Est. Taxes & Insurance: $745

Estimated Total Monthly

$3,725

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,980

Estimated total, before insurance$2,980/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,396/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal, Shingle — year not disclosed (home built 1910)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History