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Active

Active·209 days on market

246 Six Pond Trail

Green Cove Springs, FL 32043

$425,000$260/sqftEst. $2,262/moMLS# 2121995

Beds

Baths

1,634

Sq Ft

1992

Built

—

Garage

Yes

Pool

About this home

Green Cove Springs

Renovated Cabin Style Home | Pool, Workshop, RV Parking, No HOA | Green Cove Springs Space. Privacy. Freedom. In Clay County, that combination is everything and this property delivers all three. Nestled on over an acre in the heart of Green Cove Springs, this beautifully renovated 3 bedroom, 2 bathroom cabin style home is the kind of property families search for and rarely find. No HOA. Room to breathe. A backyard built for living. And a location that keeps you connected to everything Northeast Florida has to offer without sacrificing an inch of the peace and quiet you moved here for. Step inside and the character greets you immediately. Soaring vaulted ceilings draw your eye upward while rich wood accents wrap the space in warmth and texture. The open concept layout flows naturally from the living room through the dining area and into the updated kitchen, creating a home that lives as beautifully as it looks.

Cost to own

Mortgage calculator

Home Price

$425,000

Down Payment: 20%

$85,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,147

Principal & Interest: $2,147

Est. Taxes & Insurance: $537

Estimated Total Monthly

$2,683

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,262

Property taxesest. at asking price, Clay County$651

Estimated total, before insurance$2,913/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $270,000 in July 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$229,209	$0	—
2024	$209,169	$0	—
2023	$197,713	$0	—
2022	$171,812	$154,332	—
2021	$140,302	$140,302	—
2020	$132,550	$132,550	—

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,472 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History