Active·23 days on market
18285 Broken Arrow Road
Hilliard, FL 32046
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Hilliard
Discover the flexibility and freedom of rural living on 4.65 acres in Hilliard! This large, flat, private wooded property features a newer mobile home and offers multiple possibilities for its next owner. Enjoy the convenience of living comfortably in the existing mobile home while you build your dream home, or take advantage of the property as a private rural retreat. The spacious, wooded setting provides plenty of room to spread out while remaining only minutes from downtown Hilliard. Conveniently located for an easy drive to Jacksonville, Amelia Island, and South Georgia, this property combines privacy, flexibility, and accessibility.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone J
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,716 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 12, 2026Listed$275,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Hilliard
For Sale361911 Pine StreetHilliard, FL 32046
3 bd · 2 ba · 1,120 sq ft
$279,000Est. $1,485/moWrap up the summer in your brand new home before the holidays! This charming 3-bedroom, 2-bath retreat offers $0 down…
Listing Office: pristine properties of florida llc
For Sale27418 Missouri StreetHilliard, FL 32046
3 bd · 2 ba · 1,111 sq ft
$264,000Est. $1,405/moThis 3 bedroom 2 bath home is nestled in the town limits of Hilliard and would make a great starter home! Located not…
Listing Office: florida homes realty & mtg llc
For Sale175484 Bay RoadHilliard, FL 32046
3 bd · 1.5 ba · 1,040 sq ft
$260,000Est. $1,384/moWelcome home to this charming farmhouse-style property nestled on a spacious corner fenced lot in Hilliard! This…
Listing Office: diamond realty group of amelia island
For Sale4785 River RoadHilliard, FL 32046
3 bd · 2 ba · 1,700 sq ft
$294,900Est. $1,570/moCome Check Out this AMAZING PROPERTY! Escape the HOA and CDD fees-Enjoy Peaceful Country Living! If you've been…
Listing Office: shrimp capital realty
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines