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Active

Active·12 days on market

6824 James Britt Road

Glen St. Mary, FL 32040

$450,000$198/sqftEst. $2,383/moMLS# 2164497
4
Beds
3
Baths
2,269
Sq Ft
1973
Built
5
Garage
No
Pool
FEMA Zone XNo HOA3.33 acresSingle Family Residence1 story

About this home

Glen St. Mary

Country living and room to spread out await on nearly 3.5 acres! This spacious 2,269-square-foot, four-bedroom, three-bathroom home features plenty of space to reimagine and make your own. Once a show-stopping home, it is ready to be brought back to life, offering the perfect opportunity for someone with vision to restore its charm and create something truly special. The metal roof was replaced in 2020, providing peace of mind as you take on this exciting cosmetic transformation. Relax on the front porch in a rocking chair while listening to the birds and enjoying the peaceful surroundings. In addition to the attached two-car garage, the property includes three detached garages, providing exceptional space for vehicles, storage, workshops, hobbies, or equipment. Enjoy the privacy of country living while remaining just 15 minutes from interstate access, shopping, and dining.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,383
Estimated total, before insurance$2,383/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,714/yr · $143/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,383
Principal & Interest: $2,383
Insurance (est.): $300
Estimated Total Monthly
$2,683
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,439 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,714/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 11, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$450,000
Price / Sq Ft$198
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,269
Acres3.33 acres
Year Built1973
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages5
Has PoolNo
Is WaterfrontNo

School Information

MiddleBaker County
HighBaker County

Community Information

Address6824 James Britt Road, Glen St. Mary, FL 32040
Area501-Macclenny Area
SubdivisionMetes & Bounds
CityGlen St. Mary
CountyBaker
StateFL
Zip Code32040
Lot Size145,054.8 sq ft
Parcel Number012S21000000000211

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingGarage

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryIn Unit

Exterior

Lot DescriptionFew Trees
Patio / PorchCovered, Front Porch, Patio, Rear Porch
FencingFenced, Full
Other StructuresShed(s), Workshop

Additional Information

Date ListedSeptember 11, 2026
Days on Market7
Tax Amount$1,713.57
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY · amanda@callingjaxhome.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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