Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Watersong At Rivertown, St. Johns — a 55+ community home in St. Johns County.

Photo 1 / 55
Sold

Sold·Closed Jun 26, 2026·64 days on market·Recent sales in Watersong At Rivertown·Watersong At Rivertown

110 Pigeon Cove

St. Johns, FL 32259

$517,500sold priceListed at $525,000 · 98.6% of asking$270/sqftMLS# 2137789
2
Beds
2
Baths
1,914
Sq Ft
2024
Built
2
Garage
No
Pool

32 more homes for sale in Watersong At Rivertown →Search Watersong At Rivertown on the map

HOA $211/mo12,632 sqft lotSingle Family Residence1 story

About this home

Watersong At Rivertown

Tucked at the end of a quiet cul-de-sac in the gated 55+ community of WaterSong at RiverTown, 110 Pigeon Cove offers an exceptional sense of space and includes a golf cart! Set on one of the largest homesites in the neighborhood at 0.29 acres, the property enjoys generous distance between neighboring homes and serene pond views framed by swaying palm trees, creating a peaceful and private backdrop. The coastal craftsman elevation, long driveway, and inviting curb appeal set the tone for a home that feels both relaxed and refined. Built in 2024, this thoughtfully designed Pier model offers 1,914 square feet with 2 bedrooms plus a private office or den with French doors, ideal for guests, hobbies, or a quiet workspace. Inside, luxury vinyl plank flooring flows through the main living areas, complemented by smooth finished walls, recessed lighting, and a bright, open great room with a large sliding glass door that seamlessly connects to the screened lanai. The kitchen serves as the

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,866
Property taxesest. at asking price, St. Johns County$689
HOAbilled monthly$211
Estimated total, before insurance$3,766/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$517,500
$103,500
Loan Term
Monthly Payment
$2,866
Principal & Interest: $2,866
Property taxes (est.): $689
Insurance (est.): $345
Estimated Total Monthly
$3,900
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$479,111$479,111—
2024$130,000$104,500—
2023$95,000$95,000—

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $252/sq ft; this home is listed at $274/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
84 Pigeon Cove, St. Johns, FL 32259Listed by EXP REALTY LLCOct 2026$472,000$2522/21,876950
383 Ladyslipper Drive, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$457,000$2442/21,876600.3
351 Ladyslipper Drive, St. Johns, FL 32259Listed by REAL BROKER LLCAug 2026$450,000$2402/21,876800.3
186 Ladyslipper Drive, St. Johns, FL 32259Listed by EXP REALTY LLCSep 2026$480,000$2562/21,876240.4
148 Kellet Way, St. Johns, FL 32259Listed by EXP REALTY LLCSep 2026$565,000$2922/21,93260.4
97 Kellet Way, St. Johns, FL 32259Listed by EXP REALTY LLCJul 2026$455,000$2512/21,81170.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$525,000
Price / Sq Ft$274
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,914
Acres0.29 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

School Information

Community Information

Address110 Pigeon Cove, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionWatersong At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size12,632.4 sq ft
Parcel Number0007242770

Amenities

AmenitiesPool, Other, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Security, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories1
LaundryIn Unit, Sink
SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Screened
RoofShingle
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedApril 1, 2026
Days on Market64
HOA Fees$211 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSecurity
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Watersong At Rivertown

Watersong At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Watersong At Rivertown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines