Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 59
Active

$674,9905 bd · 4 ba · 2,699 sq ft

Active·58 days on market

3529 Oglebay Drive

Green Cove Springs, FL 32043

$674,990$250/sqftEst. $3,680/mo mortgageMLS# 2164623
↓ $24,910 below original list
5
Beds
4
Baths
2,699
Sq Ft
2014
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $168/mo11,761 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

5.25% Assumable VA Mortgage. Enjoy golf course living in this spacious 5-bedroom, 4-bath pool home overlooking the 5th green in guard gated Magnolia Point Golf & Country Club. Designed for both everyday living and entertaining, the home features formal living and dining rooms, a gourmet kitchen with 42'' cabinetry, solid-surface countertops and stainless steel appliances, including double ovens. The split bedroom floor plan provides plenty of privacy, while the upstairs 5th bedroom and 4th bath offer exceptional flexibility as a private guest suite, media room, office or bonus room. Step outside to your screened salt water pool and enjoy peaceful golf course views from your own backyard. An oversized garage provides additional space for storage. Magnolia Point offers golf, clubhouse, tennis, pickleball, community pool, playground and more, all in a beautiful, established community near historic Green Cove Springs.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,680
Property taxesest. at asking price, Clay County$1,034
HOAbilled quarterly$168
Estimated total, before insurance$4,883/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$674,990
$134,998
Loan Term
Monthly Payment
$3,680
Principal & Interest: $3,680
Property taxes (est.): $1,034
Insurance (est.): $450
Estimated Total Monthly
$5,164
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,707 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 16, 2026Price change$674,990−$24,910
  • Sep 12, 2026Listed$699,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $250/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2008 Wedge Court, Green Cove Springs, FL 32043Listed by PURSUIT REAL ESTATE, LLCOct 2026$550,000$2214/2.52,493280.1
2039 Medinah Lane, Green Cove Springs, FL 32043Listed by EXIT 1 STOP REALTYSep 2026$442,000$1884/32,352140.1
3515 Oglebay Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$570,000$2254/32,530280.1
2009 Wedge Court, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$460,000$2373/21,939120.1
1964 Colonial Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$470,000$1954/32,40800.1
3581 Oglebay Drive, Green Cove Springs, FL 32043Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$435,000$1994/22,182470.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$674,990
Price / Sq Ft$250
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,699
Acres0.27 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementarySpring Park, reported on 28 other Magnolia Point Golf listings
MiddleGreen Cove Springs, reported on 41 other Magnolia Point Golf listings
HighClay, reported on 41 other Magnolia Point Golf listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3529 Oglebay Drive, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionMagnolia Point Golf
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size11,761.2 sq ft
Parcel Number05062601523102503
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Gated, Golf Course, Pickleball
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms
AppliancesDishwasher, Double Oven, Electric Cooktop, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo
SecurityGated with Guard

Exterior

Patio / PorchScreened
FencingBack Yard
RoofShingle
ConstructionStucco

Additional Information

Date ListedSeptember 12, 2026
Days on Market58
HOA Fees$505.35 / Quarterly
HOA FrequencyQuarterly
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Keep looking

More homes in Magnolia Point Golf

Keep looking

Similar homes in Green Cove Springs

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines