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Sold

Sold·Closed Jul 30, 2026·69 days on market

3739 Constancia Drive

Green Cove Springs, FL 32043

$334,000sold priceListed at $334,000 · 100% of asking$189/sqftMLS# 2136584
2
Beds
2
Baths
1,764
Sq Ft
1989
Built
2
Garage
No
Pool
HOA $168/mo8,276 sqft lotSingle Family Residence1 story

About this home

Green Cove Springs

Enjoy relaxed Florida living in this charming 2-bedroom, 2-bath golf view villa, perfectly positioned to capture serene pond and fairway views. Recently updated with fresh paint, new carpet, and partial flooring replacement. The inviting interior also features a cozy fireplace, creating a warm and welcoming atmosphere. The well-appointed kitchen is designed for both functionality and entertaining, offering stainless steel appliances, a built-in microwave and oven, cooktop, and a center island with ample workspace and storage. The spacious primary suite includes an expansive walk-in closet and a private bath with dual sinks, a soaking tub, and a separate shower. Step outside to a covered patio that opens to a fully fenced backyard--perfect for enjoying peaceful mornings or relaxing evenings while taking in the tranquil surroundings. Blending comfort, style, and scenic views, this home is a must-see!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,850
Property taxesest. at asking price, Clay County$512
HOAbilled quarterly$168
Estimated total, before insurance$2,530/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,533/yr · $211/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$334,000
$66,800
Loan Term
Monthly Payment
$1,850
Principal & Interest: $1,850
Property taxes (est.): $512
Insurance (est.): $223
Estimated Total Monthly
$2,585
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,681 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$299,132$126,826—
2024$296,207$122,545▲ $4,590
2023$293,323$117,520—
2022$233,689$112,641—
2021$189,491$107,904—
2020$182,523$105,724—

2025 property taxes (current owner): $2,533/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 30, 2026Closed$334,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $189/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3360 Olympic Drive, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$490,000$2434/22,0151110.1
3729 Constancia Drive, Green Cove Springs, FL 32043Listed by CHAD AND SANDY REAL ESTATE GROUPAug 2026$410,000$2513/21,635230.1
3674 Winged Foot Circle, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$494,000$2403/22,056190.3
1581 Stonebriar Road, Green Cove Springs, FL 32043Listed by WATSON REALTY CORPAug 2026$370,000$2033/21,825160.4
1252 Governors Creek Drive, Green Cove Springs, FL 32043Listed by MOMENTUM REALTYAug 2026$330,000$2273/21,45550.5
3019 Majestic Oaks Lane, Green Cove Springs, FL 32043Listed by FRESH START REALTYAug 2026$332,000$1983/21,674110.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$334,000
Price / Sq Ft$189
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,764
Acres0.19 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNortheast

School Information

ElementaryCharles E. Bennett
MiddleGreen Cove Springs
HighClay

Community Information

Address3739 Constancia Drive, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionMagnolia Point Golf Side Villa
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size8,276.4 sq ft
Parcel Number04062601523100521
ZoningPUD

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewGolf Course, Pond

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionOn Golf Course
Patio / PorchCovered, Patio, Screened
FencingBack Yard
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedMarch 25, 2026
Days on Market69
HOA Fees$505.32 / Quarterly
HOA FrequencyQuarterly
HOA NameMagnolia Point Coummunity
Tax Amount$2,533.39
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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