Sold·Closed Aug 31, 2026·5 days on market
1252 Governors Creek Drive
Green Cove Springs, FL 32043
About this home
Green Cove Springs
This is what you call Florida living done right. Tucked beneath a canopy of majestic oak trees in the established Governors Harbor community, this move in ready 3 bedroom, 2 bath home sits on nearly half an acre with no HOA and no CDD fees, just outside Magnolia Point Golf & Country Club. Featuring a durable all coquina exterior and a roof replaced in 2017, this home is full of classic Florida charm. Step inside to discover a bright, open floor plan with vaulted ceilings, arched entryways, tile flooring, and a cozy wood burning fireplace that anchors the spacious great room. The eat in kitchen offers abundant cabinetry, a full appliance package, subway tile backsplash, and a sunny breakfast nook, while the separate dining room provides the perfect setting for entertaining, family dinners, or a home office.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — 2017 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,630 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $294,692 | $119,364 | — |
| 2023 | $279,859 | $114,286 | — |
| 2022 | $220,450 | $114,356 | — |
| 2021 | $173,568 | $109,569 | — |
| 2020 | $170,788 | $57,366 | — |
2025 property taxes (current owner): $2,406/yr
Estimated taxes if purchased at asking price: ~$6,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Aug 31, 2026Closed$325,000
- Aug 26, 2026Active Under Contract$325,000
- Aug 26, 2026Active$325,000
- Jul 10, 2026Active Under Contract$325,000
- Jul 6, 2026Listed$325,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $223/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 809 N Cypress Avenue, Green Cove Springs, FL 32043Listed by PALM III REALTY AND PROPERTY M | Jul 2026 | $180,000 | $134 | 3/2 | 1,344 | 89 | 0.3 |
| 1064 Buccaneer Boulevard, Green Cove Springs, FL 32043Listed by JPAR CITY AND BEACH | Sep 2026 | $265,000 | $244 | 3/2 | 1,085 | 26 | 0.4 |
| 3729 Constancia Drive, Green Cove Springs, FL 32043Listed by CHAD AND SANDY REAL ESTATE GROUP | Aug 2026 | $410,000 | $251 | 3/2 | 1,635 | 23 | 0.4 |
| 735 N Cypress Avenue, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLC | Aug 2026 | $244,000 | $190 | 3/2 | 1,281 | 163 | 0.4 |
| 3726 Glynn Cottage Court, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTY | Jun 2026 | $375,000 | $198 | 3/2 | 1,891 | 68 | 0.4 |
| 1581 Stonebriar Road, Green Cove Springs, FL 32043Listed by WATSON REALTY CORP | Aug 2026 | $370,000 | $203 | 3/2 | 1,825 | 16 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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