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Sold

Sold·Closed May 8, 2026·30 days on market

2200 Harbor Lake Drive

Fleming Island, FL 32003

$622,000sold priceListed at $659,000 · 94.4% of asking$238/sqftMLS# 2136136
5
Beds
2.5
Baths
2,608
Sq Ft
1999
Built
2
Garage
No
Pool
HOA $5/mo11,326 sqft lotWaterfrontSingle Family Residence1 story

About this home

Fleming Island

Located in Eagle Harbor Country Club, this beautifully remodeled 5 - bedroom, 2.5-bath home blends style and comfort with vaulted ceilings, new LVP flooring, fresh paint, crown molding, and updated lighting throughout. The show-stopping kitchen features quartz countertops, a designer tile backsplash, 42'' stacked cabinets, stainless steel appliances, and an oversized island with a built-in wine refrigerator--perfect for entertaining. The layout includes a formal dining room, ideal for gatherings. The spacious primary suite features French doors leading to the screened lanai, creating a private retreat with serene water views, while the primary bathroom is ready for your personal touch. Enjoy a cozy wood-burning fireplace and unwind outdoors in the large fenced yard with plenty of room for pets or play. A 2-car side-entry garage and thoughtful modern upgrades complete this move-in-ready home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,418
Property taxesest. at asking price, Clay County$953
HOAbilled annually$5
Estimated total, before insurance$4,376/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,422/yr · $452/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,422/yr

Estimated taxes if purchased at asking price: ~$11,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $253/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2283 South Brook Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$695,000$2255/43,093110.3
2250 Keaton Chase Drive, Fleming Island, FL 32003Listed by WATSON REALTY CORPAug 2026$545,000$1994/32,7451190.4
2220 Lookout Landing, Fleming Island, FL 32003Listed by RE/MAX UNLIMITEDOct 2026$555,000$2035/42,739690.5
1955 Guarded Way, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$470,000$2044/22,303400.5
1768 Eagle Watch Drive, Fleming Island, FL 32003Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$550,000$1754/33,135250.5
1716 Secluded Woods Way, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$640,000$2145/42,984510.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$659,000
Price / Sq Ft$253
Bedrooms5
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,608
Acres0.26 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryFleming Island
MiddleLakeside

Community Information

Address2200 Harbor Lake Drive, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionEagle Harbor
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size11,325.6 sq ft
Parcel Number31042602126202148
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
Waterfront TypePond

Interior

AppliancesDishwasher, Disposal, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedMarch 23, 2026
Days on Market30
HOA Fees$60 / Annually
HOA FrequencyAnnually
HOA NameEagle Harbor
Tax Amount$5,422.08
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Sold by: MOMENTUM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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