This home is in Jacksonville — a gated community home in Jacksonville.
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Sold·Closed May 28, 2026·20 days on market·Recent sales in Mandarin
9411 Osprey Branch Trail #3
Jacksonville, FL 32257
About this home
Jacksonville
Beautifully maintained original-owner ground-floor condo located in the desirable Osprey Branch community. This D.R. Horton-built ''Dover'' model is a spacious 3-bedroom, 2-bathroom unit offering comfortable, low-maintenance living with thoughtful updates and 10' ceilings throughout. The kitchen and bathrooms have been tastefully updated, and the interior was recently repainted. All appliances convey, including the washer and dryer, making this home truly move-in ready. Major improvements provide added peace of mind, including a new HVAC system installed in 2021 and a brand-new roof in 2024. The convenient ground-floor location allows for easy access and everyday comfort. The monthly HOA includes access to the Amenity Center (Pool and Gym) and Comcast basic services (cable and Wi-Fi). Ideally situated in the heart of Mandarin with quick access to shopping, dining, and major roadways, this home offers the perfect blend of location, updates, and value.
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2024 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,723 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $767/yr
Estimated taxes if purchased at asking price: ~$4,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Apr 15, 2026Listed$208,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $151/sq ft; this home is listed at $162/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9420 Osprey Branch Trail 9, Jacksonville, FL 32257Listed by WATSON REALTY CORP | Sep 2026 | $147,900 | $137 | 2/2 | 1,079 | 64 | 0.1 |
| 9626 Belda Way 7, Jacksonville, FL 32257Listed by PREMIER HOMES REALTY INC | Oct 2026 | $175,000 | $151 | 3/2 | 1,157 | 132 | 0.4 |
| 4365 Edgewater Crossing Drive 11-3, Jacksonville, FL 32257Listed by MARK SPAIN REAL ESTATE | Sep 2026 | $235,000 | $187 | 2/2 | 1,259 | 3 | 0.4 |
| 9670 Amarante Circle 7, Jacksonville, FL 32257Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $161,000 | $139 | 3/2 | 1,157 | 6 | 0.4 |
| 4369 Edgewater Crossing Drive 11-2, Jacksonville, FL 32257Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $283,000 | $223 | 2/2 | 1,269 | 30 | 0.4 |
| 3904 Via Di Olivia Court 40, Jacksonville, FL 32257Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $185,000 | $146 | 3/2 | 1,269 | 165 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on May 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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