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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Overlook Condos, Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Jun 4, 2026·62 days on market·Recent sales in The Overlook Condos·The Overlook Condos

10550 Baymeadows Road 512

Jacksonville, FL 32256

$125,000sold priceListed at $144,900 · 86.3% of asking$119/sqftMLS# 2133469
2
Beds
2
Baths
1,050
Sq Ft
1999
Built
—
Garage
No
Pool

10 more homes for sale in The Overlook Condos →Search The Overlook Condos on the map

HOA $455/moCondominium3 stories

About this home

The Overlook Condos

Best value in The Overlook--plus seller-paid HOA incentive! Take advantage of 5 months of condo fees paid by the seller with an acceptable offer, significantly reducing your upfront costs. This 2BR/2BA condo offers a functional split floor plan, spacious living areas, walk-in closets, and a private screened balcony with peaceful wooded views. Located in a gated community with resort-style amenities including pool, fitness center, clubhouse, and car wash area, this home delivers true low-maintenance living with HOA covering water, sewer, trash, pest control, and exterior upkeep. Just minutes from St. Johns Town Center, I-295, I-95, dining, shopping, and major employers--making daily commuting and lifestyle convenience effortless. Priced below many updated units, this is a rare opportunity to secure location, lifestyle, and long-term value in one of Jacksonville's most accessible areas.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$692
Property taxesest. at asking price, Duval County$204
HOAbilled monthly$455
Estimated total, before insurance$1,351/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,797/yr · $150/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$125,000
$25,000
Loan Term
Monthly Payment
$692
Principal & Interest: $692
Property taxes (est.): $204
Insurance (est.): $83
Estimated Total Monthly
$980
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$160,000$93,923▲ $4,000
2024$156,000$90,569—
2023$156,000$86,475—
2022$132,500$82,500—
2021$106,000$106,000—
2020$106,000$106,000—

2024 property taxes (current owner): $1,797/yr

Estimated taxes if purchased at asking price: ~$2,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $156/sq ft; this home is listed at $138/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10550 Baymeadows Road 517, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$144,000$1372/21,050110
10550 Baymeadows Road 121, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$187,900$1563/21,2061390.1
10550 Baymeadows Road 303, Jacksonville, FL 32256Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$180,000$1493/21,20680.1
11251 Campfield Drive 1102, Jacksonville, FL 32256Listed by NAVY TO NAVY HOMES LLCAug 2026$155,000$1372/21,1282390.7
8107 Summer Point Court, Jacksonville, FL 32256Listed by HOME SOLD REALTY LLCJun 2026$220,000$1762/2.51,248391
8099 Summer Cove Court, Jacksonville, FL 32256Listed by OFFERPAD BROKERAGE FL LLCSep 2026$200,000$1602/2.51,248701.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$144,900
Price / Sq Ft$138
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,050
Year Built1999
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

Community Information

Address10550 Baymeadows Road 512, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionThe Overlook
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Parcel Number1677586365
ZoningCondominium

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Playground, Trash
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Carport, On Street
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories3
LevelsThree Or More
LaundryIn Unit
SecurityEntry Phone/Intercom, Key Card Entry, Security Gate, Smoke Detector(s)
Spa FeaturesIn Ground, Community

Exterior

Exterior FeaturesBalcony
Patio / PorchScreened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 12, 2026
Days on Market62
HOA Fees$455 / Monthly
HOA FrequencyMonthly
HOA NameOverlook Condos
HOA Fee IncludesMaintenance Grounds
Tax Amount$1,797.1
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FRESH START REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Overlook Condos

The Overlook Condos is a neighborhood in Jacksonville Condos, FL (Duval County), ZIP 32256.

View all The Overlook Condos homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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