This home is in St. Augustine.

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Active

Active·138 days on market

263 Yarbrough Circle

St. Augustine, FL 32095

$418,000$320/sqftEst. $2,225/moMLS# 2132404

Beds

Baths

1,305

Sq Ft

2023

Built

—

Garage

Pool

About this home

St. Augustine

Modern Coastal Masterpiece | No HOA or CDD | Turnkey Investment Opportunity Discover the perfect blend of high-end modern design and coastal durability in this stunning 2023-built residence. Situated in a high-growth area of St. Johns County, this home offers an expansive lot designed for those who value privacy and outdoor living. Superior Construction & Design Built with longevity in mind, the exterior features James Hardie fiber-cement siding, a sleek metal roof with gutters, and a premium low-maintenance privacy fence enclosing the entire property with latching swing gates. Inside, the home lives ''large'' with high ceilings, durable Luxury Vinyl Plank (LVP) flooring throughout, and a bright, airy aesthetic. Chef's Kitchen & Living The heart of the home is a gourmet kitchen boasting solid wood cabinetry with soft-close doors, elegant quartz countertops, and a suite of Samsung smart stainless steel appliances.

Cost to own

Mortgage calculator

Home Price

$418,000

Down Payment: 20%

$83,600

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,111

Principal & Interest: $2,111

Est. Taxes & Insurance: $528

Estimated Total Monthly

$2,639

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,225

Property taxesest. at asking price, St. Johns County$556

Estimated total, before insurance$2,781/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$282,734	$282,734	—
2024	$291,587	$291,587	—
2023	$45,000	$45,000	—
2022	$50,400	$50,400	—

2025 property taxes (current owner): $4,158/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Metal — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,400 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 14, 2026Price change$418,000−$2,000
Feb 27, 2026Listed$420,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$418,000

Price / Sq Ft$320

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,305

Total Structure Area1,365 sq ft

Acres0.26 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address263 Yarbrough Circle, St. Augustine, FL 32095

Area313-Whitecastle/Airport Area

SubdivisionNorth Dixie Village

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size11,325.6 sq ft

Parcel Number0749900230

ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerSeptic Tank

Water SourceWell

ParkingAdditional Parking, Gated

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub

AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup