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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Jun 16, 2026·23 days on market·Recent sales in Jacksonville

9393 Scaup Way

Jacksonville, FL 32218

$324,884sold priceListed at $328,000 · 99.1% of asking$188/sqftMLS# 2132288
4
Beds
2
Baths
1,732
Sq Ft
2021
Built
2
Garage
No
Pool
HOA $80/mo6,098 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Rare 2.25% assumable VA loan opportunity for qualified buyers! Impeccably maintained and beautifully loved, this 4 bedroom, 2 bath home is located in a desirable gated Jacksonville community. A brand new roof is scheduled to be installed prior to closing through an approved insurance claim. Built in 2021, this move-in ready home offers modern construction with thoughtful upgrades throughout, including fresh interior paint, updated lighting fixtures, and a stylish kitchen backsplash. The well-designed floor plan provides comfortable living spaces ideal for both everyday living and entertaining. A wonderful opportunity to own a newer home with attractive financing in a sought-after gated setting. PROFESSIONAL PHOTOS TO BE ADDED

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,800
Property taxesest. at asking price, Duval County$530
HOAbilled quarterly$80
Estimated total, before insurance$2,410/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,315/yr · $443/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$324,884
$64,977
Loan Term
Monthly Payment
$1,800
Principal & Interest: $1,800
Property taxes (est.): $531
Insurance (est.): $217
Estimated Total Monthly
$2,547
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$277,932$277,932—
2024$258,256$258,256—
2023$268,164$268,164—
2022$253,010$253,010▲ $10,000
2021$40,000$40,000—
2020$40,000$40,000—

2025 property taxes (current owner): $5,315/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $148/sq ft; this home is listed at $189/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10114 Haverford Road, Jacksonville, FL 32218Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$205,000$1683/11,2181000.7
9369 Madison Avenue, Jacksonville, FL 32208Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$325,000$1644/31,97851
8951 Adams Avenue, Jacksonville, FL 32208Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$106,500$793/11,35031
8140 W Concord Boulevard W, Jacksonville, FL 32208Listed by BOLD CITY PROPERTY MANAGEMENTSep 2026$271,000$1453/11,865251
755 Valley Forge Road, Jacksonville, FL 32208Listed by LOKATIONOct 2026$245,000$1364/21,80361.1
138 Thomas Avenue, Jacksonville, FL 32218Listed by RE/MAX UNLIMITEDSep 2026$234,000$1483/21,58001.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$328,000
Price / Sq Ft$189
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,732
Acres0.14 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address9393 Scaup Way, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionReserve At Heron Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size6,098.4 sq ft
Parcel Number0221581165

Amenities

AmenitiesPool, Gated, Maintenance Grounds
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesKitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Rear Porch
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 6, 2026
Days on Market23
HOA Fees$239 / Quarterly
HOA FrequencyQuarterly
Tax Amount$5,314.84
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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