This home is in Jacksonville.
Active·128 days on market
9460 Scaup Way
Jacksonville, FL 32218
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
BONUS: $5,000 Buyer Assistance!! Beautiful Richmond American home in GATED Community with Beautiful Community POOL & amazing UPGRADES! You'll enjoy single-floor living in this beautiful floor plan featuring soaring 9' ceilings, elegant 8' doors, and an open-concept design. The spacious foyer leads to 2 secondary bedrooms and a full bath at the front of the home. The upgraded kitchen with premium white shaker-style cabinets, 3 CM Granite Countertops, undermount sink, and Luxury Vinyl Plank flooring sits between the dining area and generous great room, perfect for entertaining! A convenient tech center adds flexibility for work or study. The primary/owner's suite offers a large walk-in closet and en-suite bath with Granite Countertops and walk-in shower. Indoor laundry room nearby for added convenience. Located in the gated Reserve at Heron Cove community with scenic wetlands, a community pool, and easy access to downtown Jacksonville, River City Marketplace shopping, dining, and more!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,778 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $260,034 | $192,440 | — |
| 2024 | $241,169 | $186,169 | — |
| 2023 | $250,239 | $188,031 | — |
| 2022 | $235,953 | $180,953 | ▲ $10,000 |
| 2021 | $40,000 | $40,000 | — |
| 2020 | $40,000 | $40,000 | — |
2025 property taxes (current owner): $3,961/yr
Estimated taxes if purchased at asking price: ~$5,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 16, 2026Price change$294,900−$5,000
- Jun 4, 2026Listed$299,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $148/sq ft; this home is listed at $188/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 10114 Haverford Road, Jacksonville, FL 32218Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $205,000 | $168 | 3/1 | 1,218 | 100 | 0.7 |
| 8951 Adams Avenue, Jacksonville, FL 32208Listed by OPENDOOR BROKERAGE, LLC. | Sep 2026 | $106,500 | $79 | 3/1 | 1,350 | 3 | 1 |
| 9369 Madison Avenue, Jacksonville, FL 32208Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $325,000 | $164 | 4/3 | 1,978 | 5 | 1 |
| 8140 W Concord Boulevard W, Jacksonville, FL 32208Listed by BOLD CITY PROPERTY MANAGEMENT | Sep 2026 | $271,000 | $145 | 3/1 | 1,865 | 25 | 1 |
| 138 Thomas Avenue, Jacksonville, FL 32218Listed by RE/MAX UNLIMITED | Sep 2026 | $234,000 | $148 | 3/2 | 1,580 | 0 | 1.1 |
| 755 Valley Forge Road, Jacksonville, FL 32208Listed by LOKATION | Oct 2026 | $245,000 | $136 | 4/2 | 1,803 | 6 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: INI REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
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