This home is in Jacksonville.
Active·46 days on market
9569 Scaup Way
Jacksonville, FL 32218
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
A beautifully maintained 3-bedroom, 2.5-bath home in Reserve at Heron Cove. Built in 2022, this two-story Richmond American Pearl plan offers approximately 2,400 sq ft, a bright open layout, dedicated study, and spacious upstairs loft. The kitchen anchors the main living area with a large island, granite countertops, white cabinetry, and stainless steel appliances, flowing seamlessly into the dining and great rooms. Upstairs, the generous primary suite features a walk-in closet and private bath, with two additional bedrooms nearby. Enjoy the covered rear patio and wooded backyard backdrop, plus an attached 2-car garage and corner-lot setting. Community amenities include a pool and clubhouse, with convenient access to I-95, River City Marketplace, and the Jacksonville Zoo. Schedule your private showing today!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,728 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,221/yr
Estimated taxes if purchased at asking price: ~$6,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 18, 2026Price change$349,900−$5,100
- Aug 25, 2026Listed$355,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $147/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9393 Scaup Way, Jacksonville, FL 32218Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $324,884 | $188 | 4/2 | 1,732 | 23 | 0.2 |
| 9414 Carbondale Drive E, Jacksonville, FL 32208Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $275,000 | $147 | 4/2.5 | 1,867 | 203 | 0.6 |
| 9369 Madison Avenue, Jacksonville, FL 32208Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $325,000 | $164 | 4/3 | 1,978 | 5 | 1 |
| 500 Broward Road, Jacksonville, FL 32218Listed by JPAR CITY AND BEACH | Aug 2026 | $724,500 | $401 | 3/2 | 1,805 | 105 | 1 |
| 9335 Illinois Street, Jacksonville, FL 32218Listed by JWB REALTY LLC | Jul 2026 | $299,900 | $170 | 4/2 | 1,760 | 24 | 1 |
| 10514 Monaco Drive, Jacksonville, FL 32218Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTY | Jun 2026 | $309,020 | $176 | 4/2 | 1,759 | 0 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
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