This home is in Ponte Vedra Beach.

1 / 15

Active

Active·152 days on market

143 N Roscoe Boulevard

Ponte Vedra Beach, FL 32082

$1,975,000Est. $10,070/moMLS# 2131770

Beds

Baths

Sq Ft

—

Built

—

Garage

Pool

About this home

Ponte Vedra Beach

Rare 75x400 homesite on the Intracoastal Waterway in Ponte Vedra Beach with deep water access and serene protected views across pristine forestry in land trust. Wooden bulkhead less than 10 years old, plus approximately 140 loads of clean fill, have created a high and dry build site ready for your custom dream home. Potential dock permitting offers direct boating access to the Atlantic via the Mayport Jetties or St. Augustine Inlet. No HOA or CDD fees. Zoned for A-rated St. Johns County schools. Minutes to the beach, TPC Sawgrass, The Yards, Ponte Vedra Inn & Club, and PGA TOUR headquarters, and The Mayo Clinic. Exceptional fishing and abundant wildlife including dolphin, manatees, eagles, and osprey complete this premier waterfront opportunity!

Cost to own

Mortgage calculator

Home Price

$1,975,000

Down Payment: 20%

$395,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$10,070

Principal & Interest: $10,070

Property taxes (est.): $2,628

Insurance (est.): $1,317

Estimated Total Monthly

$14,015

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$10,070

Property taxesest. at asking price, St. Johns County$2,628

Estimated total, before insurance$12,698/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,245/yr · $1,104/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,165,560	$824,583	—
2025	$138,635	$135,995	—
2024	$996,336	$749,621	—
2024	$144,180	$123,632	▲ $5,530
2023	$914,232	$681,474	—
2023	$142,869	$112,393	▲ $9,800
2022	$745,194	$619,522	—
2022	$129,593	$102,176	▲ $19,600
2021	$563,202	$563,202	—
2021	$95,256	$92,888	▲ $2,266
2020	$563,535	$563,535	—
2020	$90,466	$83,933	—

2025 property taxes (current owner): $13,245/yr

Estimated taxes if purchased at asking price: ~$31,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,597 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History