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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Costa Verano Condos, Jacksonville Beach — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed Apr 15, 2026·8 days on market·Recent sales in Costa Verano Condos·Costa Verano Condos

1031 1st Street S 1102

Jacksonville Beach, FL 32250

$3,650,000sold priceListed at $3,800,000 · 96.1% of asking$785/sqftMLS# 2128261
4
Beds
4.5
Baths
4,650
Sq Ft
2006
Built
2
Garage
No
Pool

All Costa Verano Condos homes for sale →Search Costa Verano Condos on the map

HOA $3267/mo436 sqft lotWaterfrontCondominium1 story

About this home

Costa Verano Condos

The most luxurious and spacious home in Costa Verano with expansive views from ocean to downtown. FURNITURE INC This Penthouse is a mix of costal contemporary and classic sophistication, smooth ceilings, remodeled kitchen, beautiful granite countertops, Stainless appliances, sub-zero & large Kitchen island with refrigerator drawers, plus breakfast bar AND kitchen dining with oceanfront views. Open to large family room, end unit with corner glass windows and doors with views that take in lots of light and beach views to the Jacksonville Pier. Walk-in wet bar with icemaker & wine cooler. Living & dining room have stone floors, electric fireplace with mantle, ocean front owners suite with walk out access to the massive balcony that runs from the master, past the living room and down to the family room, 3 en-suite bedrooms with ocean view balconies & office with built-ins. Two indoor parking spaces and your own 10X 15 climatized storage rm. Living the resort lifestyle. Amenities follows.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$20,217
Property taxesest. at asking price, Duval County$5,960
HOAbilled monthly$3,267
Estimated total, before insurance$29,444/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$29,819/yr · $2,485/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$3,650,000
$730,000
Loan Term
Monthly Payment
$20,217
Principal & Interest: $20,217
Property taxes (est.): $5,960
Insurance (est.): $2,433
Estimated Total Monthly
$28,611
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,814 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $29,819/yr

Estimated taxes if purchased at asking price: ~$71,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $1,002/sq ft; this home is listed at $817/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1031 1st Street S 1202, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTSNov 2025$3,000,000$7384/4.54,0651330
917 1st Street 1201, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMay 2026$4,200,000$7904/4.55,315310.1
917 1st Street S 1202, Jacksonville Beach, FL 32250Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2025$3,900,000$8793/3.54,435870.1
50 14th Avenue S 701, Jacksonville Beach, FL 32250Listed by PONTE VEDRA CLUB REALTY, INC.Aug 2026$4,850,000$1,0394/4.54,67080.2
50 14th Avenue S 502, Jacksonville Beach, FL 32250Listed by PONTE VEDRA CLUB REALTY, INC.Aug 2025$4,200,000$1,0023/4.54,19370.2
50 14th Avenue S 801, Jacksonville Beach, FL 32250Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2025$4,950,000$1,0604/4.54,67060.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$3,800,000
Price / Sq Ft$817
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,650
Acres0.01 acres
Year Built2006
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesEast

Community Information

Address1031 1st Street S 1102, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionCosta Verano
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size435.6 sq ft
Parcel Number1761510498
ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Beach Access, Cable TV, Car Wash Area, Clubhouse, Dog Park, Elevator(s), Fitness Center, Maintenance Grounds, Management - Full Time, Sauna, Security, Spa/Hot Tub, Trash
Community FeaturesSidewalks
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCommunity Structure, Garage, Garage Door Opener, Secured
ViewBeach, Ocean
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral, Heat Pump, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Stone, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryIn Unit
SecurityClosed Circuit Camera(s), Fire Alarm, Fire Sprinkler System, Key Card Entry, Secured Elevator, Secured Lobby, Security Fence, Security Lights
Spa FeaturesHeated, Community

Exterior

Exterior FeaturesBalcony
FencingFenced, Block, Privacy
RoofTile
ConstructionBlock, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 3, 2026
Days on Market8
HOA Fees$3,267 / Monthly
HOA FrequencyMonthly
HOA NameCosta Verano COA, INC
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water
Tax Amount$29,819.16
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Sold by: PONTE VEDRA CLUB REALTY, INC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Costa Verano Condos

Costa Verano Condos is a neighborhood in Jacksonville Beach Condos, FL (Duval County), ZIP 32250.

View all Costa Verano Condos homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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