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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Mar 20, 2025·0 days on market·Recent sales in Mandarin

4401 Sun Garden Drive

Jacksonville, FL 32257

$422,288sold priceListed at $422,288 · 100% of asking$254/sqftMLS# 2124973
2
Beds
2
Baths
1,665
Sq Ft
2025
Built
2
Garage
No
Pool
HOA $333/moWaterfrontSingle Family Residence1 storyNew construction

About this home

Jacksonville

Comp Purposes Only

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,339
Property taxesest. at asking price, Duval County$690
HOAbilled monthly$333
Estimated total, before insurance$3,361/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$422,288
$84,458
Loan Term
Monthly Payment
$2,339
Principal & Interest: $2,339
Property taxes (est.): $690
Insurance (est.): $282
Estimated Total Monthly
$3,310
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

History

Price & status history

  • Jan 13, 2026Listed$422,288

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $247/sq ft; this home is listed at $254/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9970 Timberlake Drive E, Jacksonville, FL 32257Listed by BRANDYWINE HOMES USA LLCSep 2026$290,000$2233/21,3011370.1
4551 Sun Garden Drive, Jacksonville, FL 32257Listed by SAM FOLDS, INC., REALTORSSep 2026$390,000$2342/21,6691380.3
4211 Timberlake Drive N, Jacksonville, FL 32257Listed by CRYSTAL CLEAR REALTY, LLCSep 2026$375,000$2473/21,520640.3
4069 Huntington Forest Boulevard, Jacksonville, FL 32257Listed by UNITED REAL ESTATE GALLERYSep 2026$387,500$2484/21,560130.5
9872 Lazy Hollow Lane, Jacksonville, FL 32257Listed by WATSON REALTY CORPSep 2026$389,000$2473/21,57750.6
9515 Broken Oak Boulevard, Jacksonville, FL 32257Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$375,000$2083/21,801980.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$422,288
Price / Sq Ft$254
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,665
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
55+ CommunityYes
New ConstructionYes

Community Information

Address4401 Sun Garden Drive, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionEverlake
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Parcel Number1490772470

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Available
Water SourcePublic
ParkingGarage
Waterfront TypePond

Interior

AppliancesElectric Range
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJanuary 13, 2026
Days on Market0
HOA Fees$332.68 / Monthly
HOA FrequencyMonthly
Listing TermsCash
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: NON MLS (realMLS)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 20, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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