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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·275 days on market

8300 Plaza Gate Lane 1242

Jacksonville, FL 32217

$140,000$133/sqftEst. $775/moMLS# 2124396
2
Beds
2.5
Baths
1,050
Sq Ft
1985
Built
—
Garage
No
Pool
FEMA Zone XHOA $350/mo1,742 sqft lotWaterfrontCondominium2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Tucked quietly behind the trees and overlooking a peaceful pond, this charming townhome offers the perfect blend of privacy and convenience. Step through the vibrant red door and into a bright, cozy space that instantly feels like home. The open-concept layout is perfect for entertaining, with a seamless flow between the living, dining, and kitchen areas. Natural light fills every corner, highlighting the cheerful kitchen—ideal for everything from morning coffee to weekend baking sessions. Whether you're relaxing on the patio with pond views or hosting friends indoors, this home offers a lifestyle that's both comfortable and connected. Don't miss your chance to own this Southside sanctuary!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$775
Property taxesest. at asking price, Duval County$229
HOAbilled monthly$350
Estimated total, before insurance$1,354/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,380/yr · $115/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$140,000
$28,000
Loan Term
Monthly Payment
$775
Principal & Interest: $775
Property taxes (est.): $229
Insurance (est.): $93
Estimated Total Monthly
$1,097
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,770 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$118,125$67,403▼ $17,850
2024$135,975$85,975▼ $2,100
2023$138,075$88,075—
2022$122,400$122,400—
2021$81,000$71,208—
2020$72,000$64,735—

2025 property taxes (current owner): $1,380/yr

Estimated taxes if purchased at asking price: ~$2,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jan 9, 2026Listed$140,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $105/sq ft; this home is listed at $133/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8300 Plaza Gate Lane S 1173, Jacksonville, FL 32217Listed by CENTURY 21 INTEGRAOct 2026$88,000$872/21,006990
8201 Sutton Place N, Jacksonville, FL 32217Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$140,000$1042/2.51,3401360.1
4310 Plaza Gate Lane S 202, Jacksonville, FL 32217Listed by WATSON REALTY CORPJun 2026$98,000$792/21,247360.1
8137 Village Gate Court, Jacksonville, FL 32217Listed by LOKATIONJul 2026$215,000$1992/21,079330.3
4813 Cherwell Lane B-4-C, Jacksonville, FL 32217Listed by EXP REALTY LLCJun 2026$135,000$1052/1.51,282140.4
8675 Purslane Place, Jacksonville, FL 32217Listed by FREEDOM REALTY GROUP LLCJun 2026$218,500$1903/21,15360.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$140,000
Price / Sq Ft$133
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,050
Acres0.04 acres
Year Built1985
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontYes

School Information

ElementaryKings Trail
MiddleAlfred Dupont

Community Information

Address8300 Plaza Gate Lane 1242, Jacksonville, FL 32217
Area012-San Jose
SubdivisionBeauclerc Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size1,742.4 sq ft
Parcel Number1485160180

Amenities

AmenitiesPool, Clubhouse
UtilitiesSewer Available, Water Available, Water Connected
Water SourcePublic
ParkingAdditional Parking, Parking Lot
ViewPond
Waterfront TypePond

Interior

AppliancesConvection Oven, Dryer, Induction Cooktop, Microwave, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories2
LaundryUpper Level

Exterior

Patio / PorchGlass Enclosed, Screened

Additional Information

Date ListedJanuary 9, 2026
Days on Market235
HOA Fees$350 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesPest Control, Trash
Tax Amount$1,379.56
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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