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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 18, 2026·14 days on market·Recent sales in Jacksonville

4813 Cherwell Lane B-4-C

Jacksonville, FL 32217

$135,000sold priceListed at $140,000 · 96.4% of asking$105/sqftMLS# 2143322
2
Beds
1.5
Baths
1,282
Sq Ft
1973
Built
—
Garage
No
Pool
HOA $422/mo1,742 sqft lotTownhouse2 stories

About this home

Jacksonville

Charming, fully renovated home in a prime San Jose Blvd location. It boasts new laminate flooring, engineered hardwood on the first floor, fresh interior paint, new carpet, an updated kitchen with new countertops, appliances, and painted cabinets, plus upgraded bathrooms with new vanities and toilets. HOA includes water, sewer, landscape, and garbage. A private fenced, uncovered patio is ideal for sun and coffee. Community pool and tennis courts. New listing, move-in ready. Minutes to Southside, St. Johns Town Center, and Downtown Jax, and 25 min to the beaches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$748
Property taxesest. at asking price, Duval County$220
HOAbilled monthly$422
Estimated total, before insurance$1,391/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,292/yr · $191/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$135,000
$27,000
Loan Term
Monthly Payment
$748
Principal & Interest: $748
Property taxes (est.): $220
Insurance (est.): $90
Estimated Total Monthly
$1,058
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,696 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$139,700$120,787—
2024$139,700$109,807—
2023$116,600$99,825—
2022$103,800$90,750—
2021$88,800$82,500—
2020$75,000$75,000—

2025 property taxes (current owner): $2,292/yr

Estimated taxes if purchased at asking price: ~$2,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $120/sq ft; this home is listed at $109/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8300 Plaza Gate Lane S 1173, Jacksonville, FL 32217Listed by CENTURY 21 INTEGRAOct 2026$88,000$872/21,006990.4
8688 Deermoss Way W, Jacksonville, FL 32217Listed by PUBLIC SERVICES REALTYOct 2026$242,500$2093/21,161140.7
7261 Deerfoot Point Circle 14-1, Jacksonville, FL 32256Listed by MOMENTUM REALTYSep 2026$185,000$1193/2.51,5571100.9
8204 White Falls Boulevard 109, Jacksonville, FL 32256Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$130,000$1202/21,0791041
3964 Palladian Court, Jacksonville, FL 32217Listed by LENNAR REALTY INCOct 2026$309,000$2083/2.51,483111.1
7047 Deer Lodge Circle 108, Jacksonville, FL 32256Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$145,000$1182/21,2302221.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$140,000
Price / Sq Ft$109
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,282
Acres0.04 acres
Year Built1973
TypeResidential
Sub-TypeTownhouse
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address4813 Cherwell Lane B-4-C, Jacksonville, FL 32217
Area012-San Jose
SubdivisionWilshire
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size1,742.4 sq ft
Parcel Number1483200592

Amenities

AmenitiesPool, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned

Interior

Interior FeaturesJack and Jill Bath, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Exterior FeaturesCourtyard
Patio / PorchPatio
FencingPrivacy
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedMay 4, 2026
Days on Market14
HOA Fees$422.46 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSewer, Water
Tax Amount$2,292.28
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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