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Sold

Sold·Closed Mar 23, 2026·83 days on market

1500 Calming Water Drive 4605

Fleming Island, FL 32003

$192,500sold priceListed at $205,000 · 93.9% of asking$149/sqftMLS# 2120958
2
Beds
2.5
Baths
1,296
Sq Ft
2006
Built
1
Garage
No
Pool
HOA $253/mo871 sqft lotCondominium2 stories

About this home

Fleming Island

Welcome home to this impeccably maintained 2-story condo offering modern comfort, thoughtful updates, and a truly unbeatable location. Featuring a HVAC system and water heater installed in 2023, newer appliances, this home provides peace of mind and energy-efficient living from day one. Step inside to an inviting, light-filled interior with an easy-flow layout perfect for everyday living and entertaining. Enjoy serene pond views from your living space, creating a relaxing backdrop year-round. Upstairs, you'll find well-appointed bedrooms designed for comfort and privacy. A 1-car garage adds convenience and extra storage, while the community's beautifully maintained grounds enhance the overall appeal. Located within walking distance to shopping, dining, parks, and some of the area's top-rated schools, this home truly combines comfort and convenience. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance lifestyle, this condo is a standout choice!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,066
Property taxesest. at asking price, Clay County$295
HOAbilled monthly$253
Estimated total, before insurance$1,614/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,998/yr · $333/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$192,500
$38,500
Loan Term
Monthly Payment
$1,066
Principal & Interest: $1,066
Property taxes (est.): $295
Insurance (est.): $128
Estimated Total Monthly
$1,490
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,998/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $160/sq ft; this home is listed at $158/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1500 Calming Water Drive 1403, Fleming Island, FL 32003Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Mar 2026$205,000$1373/2.51,4921270
1500 Calming Water Drive 2305, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCDec 2025$207,500$1602/2.51,296150
1500 Calming Water Drive 5605, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCSep 2026$186,000$1442/2.51,29670.1
1500 Calming Water Drive 3605, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$287,000$1713/2.51,67420.1
1500 Calming Water Drive 5202, Fleming Island, FL 32003Listed by GIFFORD PROPERTIES & MANAGEMENT INCJul 2026$182,500$1412/2.51,296170.1
1500 Calming Water Drive 102, Fleming Island, FL 32003Listed by UNITED REAL ESTATE GALLERYMay 2026$212,000$1642/2.51,296550.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$205,000
Price / Sq Ft$158
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,296
Acres0.02 acres
Year Built2006
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address1500 Calming Water Drive 4605, Fleming Island, FL 32003
Area124-Fleming Island-SW
SubdivisionLake Ridge Villas North
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size871.2 sq ft
Parcel Number08052601426604975

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchPatio
RoofShingle
ConstructionFrame, Stucco
Road SurfacePaved

Additional Information

Date ListedFebruary 24, 2026
Days on Market83
HOA Fees$253 / Monthly
HOA FrequencyMonthly
Tax Amount$3,998.28
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Sold by: ALLIANCE REALTY & FINANCIAL SERVICES, INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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