Sold·Closed Jul 20, 2026·2 days on market
1500 Calming Water Drive 3605
Fleming Island, FL 32003
About this home
Fleming Island
This desirable end-unit townhouse offers 1,674 SF, 3 bedrooms, 2 1/2 baths, scenic water views, and a rare two-car garage. Fresh exterior paint welcomes you to step inside to an open living-dining concept highlighted by crown molding and durable ceramic tile flooring throughout the downstairs. The well-equipped kitchen is a chef's delight, boasting granite countertops and an abundance of 42-inch cabinets. For year-round relaxation, step out into your screen-enclosed lanai, upgraded with vinyl windows for all-season comfort. Upstairs, you will find beautiful wood laminate plank flooring and a versatile loft area perfect for a home office, media room, or play space. The spacious king-sized primary suite features a large walk-in closet alongside a double-vanity en suite bath. With the HOA covering exterior maintenance, you can spend your weekends enjoying premier community amenities: 2 swim parks, tennis, pickleball, & a championship golf course with an on-site restaurant.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2011)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,742 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 22 mi · 202 parking spaces
Closest park or preserve
Alpine Groves Parkabout 4 mi · 1 mi of trails
Closest public boat ramp
Lakeshore Park Boat Rampabout 3 mi · St. Johns River - Doctors Lake
Closest kayak & paddleboard launch
Camp Chowenwaw Park Paddlecraft Launchabout 3 mi · Saint Johns River - Black Creek
Closest youth league fields
Rivertown Parkabout 4 mi · Baseball, Football, Lacrosse, Softball, Track
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $248,508 | $248,271 | — |
| 2024 | $242,654 | $225,701 | — |
| 2023 | $231,611 | $205,183 | — |
| 2022 | $187,134 | $186,530 | — |
| 2021 | $169,573 | $169,573 | — |
| 2020 | $155,279 | $155,279 | — |
2025 property taxes (current owner): $4,996/yr
Estimated taxes if purchased at asking price: ~$5,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 21, 2026Closed$285,000
- Jun 19, 2026Listed$285,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $144/sq ft; this home is listed at $170/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1500 Calming Water Drive 1606, Fleming Island, FL 32003Listed by WATSON REALTY CORP | Aug 2026 | $250,000 | $138 | 3/2.5 | 1,817 | 9 | 0.1 |
| 1500 Calming Water Drive 2501, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLC | Jun 2026 | $230,000 | $127 | 3/2.5 | 1,817 | 19 | 0.1 |
| 1500 Calming Water Drive 1403, Fleming Island, FL 32003Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC. | Mar 2026 | $205,000 | $137 | 3/2.5 | 1,492 | 127 | 0.1 |
| 1500 Calming Water Drive 4605, Fleming Island, FL 32003Listed by DJ & LINDSEY REAL ESTATE | Mar 2026 | $192,500 | $149 | 2/2.5 | 1,296 | 83 | 0.1 |
| 1500 Calming Water Drive 2204, Fleming Island, FL 32003Listed by WATSON REALTY CORP | Feb 2026 | $243,000 | $146 | 3/2.5 | 1,667 | 180 | 0.1 |
| 1500 Calming Water Drive 5605, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLC | Sep 2026 | $186,000 | $144 | 2/2.5 | 1,296 | 7 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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This home sold on Jul 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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