This home is in Vista Cove, St. Augustine.
Pending·124 days on market·Vista Cove
1810 Vista Cove Road
St. Augustine, FL 32084
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About this home
Vista Cove
INVESTMENT OPPORTUNITY IN VISTA COVE. Priced at $200,000 with an estimated ARV around $300,000, this first-floor condo offers strong value-add potential for investors or buyers looking to renovate and build equity. Renovation scope is flexible, allowing buyers to control costs, while rental demand in the community supports approximately $1,800-$2,000 per month. Located in a gated community just minutes from the Intracoastal Waterway, downtown, and quick access to I-95, this property sits in a highly desirable area with strong long-term demand. Vista Cove features gated entry, monitored boat and RV storage, two pools, gym, library, and a riverfront dock for fishing, all within a community served by highly rated schools. Opportunities at this price point with this combination of location, amenities, and upside are rare. One of the best values currently available in Vista Cove. Schedule your showing today!
Next steps in Vista Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · utiity sewer proximity · Public water · utiity water proximity
County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,793 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $305,000 in August 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $260,000 | $115,385 | — |
| 2024 | $265,050 | $111,285 | — |
| 2023 | $265,050 | $106,442 | — |
| 2022 | $208,000 | $122,010 | — |
| 2021 | $167,000 | $117,000 | — |
| 2020 | $157,000 | $23,888 | — |
2025 property taxes (current owner): $2,530/yr
Estimated taxes if purchased at asking price: ~$3,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 24, 2026Pending$200,000
- Jun 9, 2026Listed$200,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $138/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1806 Vista Cove Road, St. Augustine, FL 32084Listed by SMILEEHOUSE AUCTION CO LLC | May 2025 | $205,000 | $147 | 3/2 | 1,393 | 24 | 0 |
| 2806 Vista Cove Road, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $270,000 | $194 | 2/2 | 1,393 | 31 | 0.1 |
| 2100 Vista Cove Road Road, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $287,000 | $169 | 3/2 | 1,702 | 28 | 0.1 |
| 1125 Vista Cove Road, St. Augustine, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $273,000 | $196 | 3/2 | 1,393 | 190 | 0.1 |
| 2529 Vista Cove Road, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | May 2026 | $300,000 | $207 | 3/2 | 1,448 | 34 | 0.1 |
| 3208 Haley Point Road, St. Augustine, FL 32084Listed by WATSON REALTY CORP | Aug 2026 | $240,000 | $166 | 3/2 | 1,448 | 3 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BEACH STATE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Vista Cove
Vista Cove is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all Vista Cove homes for sale →Keep looking
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For Sale2800 Vista Cove RoadSt. Augustine, FL 32084
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For Sale1529 Vista Cove RoadSt. Augustine, FL 32084
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines