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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Vista Cove, St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed May 16, 2025·24 days on market·Recent sales in Vista Cove·Vista Cove

1806 Vista Cove Road

St. Augustine, FL 32084

$205,000sold priceListed at $215,000 · 95.3% of asking$147/sqftMLS# 2079028
3
Beds
2
Baths
1,393
Sq Ft
1998
Built
—
Garage
No
Pool

11 more homes for sale in Vista Cove →Search Vista Cove on the map

HOA $546/moWaterfrontCondominium1 story

About this home

Vista Cove

AUCTION!!!!! LIST PRICE IS STARTING BID ONLY!!!!!!! Financing Accepted. Open House 4/5/25 11am-1pm and 4/18/25 2pm-4pm. Buyer's premium is required. Final Bids are subject to seller approval. No sight unseen contracts will be accepted. Discover your own serene paradise in St. Augustine! This enchanting 3-bedroom, 2-bathroom condo boasts breathtaking lagoon views, offering the ultimate peaceful retreat, whether for a vacation getaway or your forever home. Nestled among lush tropical landscaping, this haven seamlessly blends nature's tranquility with modern comfort. Just minutes from downtown St. Augustine, you'll have easy access to vibrant restaurants, charming boutiques, historic landmarks, and lively entertainment, all while enjoying the serenity of your private escape.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,136
Property taxesest. at asking price, St. Johns County$273
HOAbilled monthly$546
Estimated total, before insurance$1,954/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,458/yr · $371/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$205,000
$41,000
Loan Term
Monthly Payment
$1,136
Principal & Interest: $1,136
Property taxes (est.): $273
Insurance (est.): $137
Estimated Total Monthly
$1,545
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,790 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$258,000$244,505—
2024$258,000$222,277—
2023$274,350$202,070—
2022$194,000$183,700—
2021$167,000$167,000—
2020$153,500$153,500—

2024 property taxes (current owner): $4,458/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $154/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2100 Vista Cove Road Road, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$287,000$1693/21,702280
2806 Vista Cove Road, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$270,000$1942/21,393310.1
1125 Vista Cove Road, St. Augustine, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$273,000$1963/21,3931900.1
2529 Vista Cove Road, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYMay 2026$300,000$2073/21,448340.1
3208 Haley Point Road, St. Augustine, FL 32084Listed by WATSON REALTY CORPAug 2026$240,000$1663/21,44830.2
3117 Haley Pointe Road, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$247,000$1753/2.51,412340.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$215,000
Price / Sq Ft$154
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,393
Year Built1998
TypeResidential
Sub-TypeCondominium
StylePatio Home, Villa
StatusClosed
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address1806 Vista Cove Road, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionVista Cove
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number0941511806

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Management- On Site, Water
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchRear Porch, Screened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 1, 2025
Days on Market24
HOA Fees$546 / Monthly
HOA FrequencyMonthly
HOA NameTotal Professional Association Management
Tax Amount$4,457.66
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SMILEEHOUSE AUCTION CO LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Vista Cove

Vista Cove is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Vista Cove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 16, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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