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Sold·Closed Jan 8, 2026·20 days on market

1845 Bluebonnet Way

Fleming Island, FL 32003

$490,000sold priceListed at $515,000 · 95.1% of asking$231/sqftMLS# 2119020
4
Beds
2
Baths
2,123
Sq Ft
1996
Built
2
Garage
No
Pool
HOA $182/mo10,019 sqft lotWaterfrontSingle Family Residence1 story

About this home

Fleming Island

Immaculate and well-maintained 4BR/2BA home in Pace Island, the only manned guard-gated community in Fleming Island with no CDD fees. Ideal location close to A-rated schools, shops, and restaurants. Home features updated wood flooring throughout, an upgraded kitchen, open living/breakfast areas, and separate formal dining and living rooms. New roof in 2024, new exterior paint, and a brand-new Safeguard gutter system installed in 2025. The brand-new remodeled primary bath is a standout with a large soaking tub, walk-in shower, two separate vanities with high-quality LED mirrors, and custom walk-in closets. Split bedrooms offer excellent privacy. Enjoy peaceful water views and stunning sunsets from the spacious back patio. Garage includes Shark-coated floors and a mini-split—perfect for a climate-controlled gym, workshop, or extra usable space. Pace Island offers two pools, tennis, basketball, trails, and more. Buyer to verify all info; cameras may be present.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,693
Property taxesest. at asking price, Clay County$751
HOAbilled monthly$182
Estimated total, before insurance$3,625/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,496/yr · $458/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,577 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,496/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $243/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1908 Fox Glove Lane, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$635,000$2554/32,489790.1
1924 Fox Glove Lane, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$650,000$2375/32,73770.2
1693 Tall Timber Drive, Fleming Island, FL 32003Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$380,000$1873/2.52,0301530.4
1522 Quail Wood Court, Fleming Island, FL 32003Listed by KALLAM REALTY GROUP PLLCSep 2026$391,000$1973/21,988780.4
1573 Chain Fern Way, Fleming Island, FL 32003Listed by WHOLESALE REALTY LLCAug 2026$575,000$2544/32,264280.4
4521 Longleaf Court, Fleming Island, FL 32003Listed by NEXTHOME COLLINS REALTYSep 2026$330,000$1963/21,680650.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$515,000
Price / Sq Ft$243
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,123
Acres0.23 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryPaterson, reported on 38 other Pace Island listings
MiddleGreen Cove Springs, reported on 37 other Pace Island listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1845 Bluebonnet Way, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionPace Island
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size10,018.8 sq ft
Parcel Number33042601319601015

Amenities

AmenitiesPool, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio
RoofShingle

Additional Information

Date ListedNovember 21, 2025
Days on Market20
HOA Fees$181.5 / Monthly
HOA FrequencyMonthly
Tax Amount$5,496.35
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: RE/MAX SPECIALISTS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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