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Sold

Sold·Closed Aug 4, 2026·28 days on market

1573 Chain Fern Way

Fleming Island, FL 32003

$575,000sold priceListed at $599,000 · 96% of asking$254/sqftMLS# 2147483
4
Beds
3
Baths
2,264
Sq Ft
1989
Built
2
Garage
Yes
Pool
HOA $200/mo13,504 sqft lotWaterfrontSingle Family Residence1 story

About this home

Fleming Island

Get ready to fall in love with this carefully updated, move-in-ready home located in the highly desirable Pace Island community. Beautifully redesigned with opulent finishes and gorgeous interior spaces, this home offers exceptional value. Right away you'll notice a brand-new roof and custom brick paver walkway that invites you to the front door. Step inside to a stunning Italian marble tile entryway and gorgeous new floors throughout the home. At the heart of the home is a designer kitchen, featuring exquisite Taj Mahal quartz countertops, custom cabinetry, and brand-new stainless steel appliances. The luxury continues into the bathrooms, which also showcase the beautiful Italian marble tile and elegant new fixtures. Step out back into a private outdoor oasis with a fully screened-in pool and spa providing the perfect setting for relaxing or hosting guests. Don't miss your chance to make this breathtaking home your own!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,185
Property taxesest. at asking price, Clay County$881
HOAbilled monthly$200
Estimated total, before insurance$4,266/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,467/yr · $206/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$575,000
$115,000
Loan Term
Monthly Payment
$3,185
Principal & Interest: $3,185
Property taxes (est.): $881
Insurance (est.): $383
Estimated Total Monthly
$4,449
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$375,703$127,718—
2024$372,659$122,989—
2023$372,815$324,101—
2022$316,031$294,638—
2021$267,853$267,853—
2020$261,476$261,476—

2025 property taxes (current owner): $2,467/yr

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 6, 2026Closed$599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $265/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1535 Blue Heron Court, Fleming Island, FL 32003Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$420,000$2273/21,849120.3
1532 Silver Bell Lane, Fleming Island, FL 32003Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$455,000$2314/21,969140.3
1908 Fox Glove Lane, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$635,000$2554/32,489790.4
1522 Quail Wood Court, Fleming Island, FL 32003Listed by KALLAM REALTY GROUP PLLCSep 2026$391,000$1973/21,988780.5
4718 Pine Avenue, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$405,000$1813/22,23460.5
1537 Maple Leaf Lane, Fleming Island, FL 32003Listed by DAVIDSON REALTY, INC.Aug 2026$474,000$2084/32,28230.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,000
Price / Sq Ft$265
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,264
Acres0.31 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

Community Information

Address1573 Chain Fern Way, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionPace Island
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size13,503.6 sq ft
Parcel Number28042601315300222

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage
Waterfront TypePond

Interior

AppliancesConvection Oven, Dishwasher
HeatingCentral
CoolingCentral Air
# of Stories1
SecurityGated with Guard
Spa FeaturesIn Ground

Additional Information

Date ListedJune 3, 2026
Days on Market28
HOA Fees$200 / Monthly
HOA FrequencyMonthly
HOA NamePace Island Home Owners Association
Tax Amount$2,467.3
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WHOLESALE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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