This home is in Bermuda Court, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.
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Sold·Closed Feb 13, 2026·53 days on market·Recent sales in Bermuda Court·Bermuda Court
109 Bermuda Court
Ponte Vedra Beach, FL 32082
All Bermuda Court homes for sale →Search Bermuda Court on the map
About this home
Bermuda Court
Step inside this fully renovated 3-bedroom, 2-bath modern coastal retreat, tucked behind the prestigious gates of Sawgrass TPC. The interior has been transformed with a stunning modern coastal kitchen featuring crisp white finishes, beautifully redesigned bathrooms, and new interior doors, sliders, and a cozy fireplace that adds warmth and charm throughout. Outside, enjoy the newly added paver driveway and walkway, along with a stylish screened-in patio ideal for relaxing or entertaining. Surrounded by top-tier amenities near The Yards, the TPC Clubhouse, and Ponte Vedra's pristine beaches, this home is truly move-in ready and perfectly positioned for the coastal lifestyle you're seeking.
Next steps in Bermuda Court
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1980)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,526 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave S19 min drive · 28 parking spaces
Closest park or preserve
Nocatee Preserve24 min drive · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 6 mi · Tolomato River
Closest kayak & paddleboard launch
Cradle Creek Preserve Kayak Launch (Long Portage!)about 4 mi · Cradle Creek - San Pablo Creek
Closest youth league fields
Cornerstone Park23 min drive · Baseball
Closest grocery store
Winn-Dixie12 min drive · 290 Solana Road, Ponte Vedra Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $2,749/yr
Estimated taxes if purchased at asking price: ~$8,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $346/sq ft; this home is listed at $418/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 167 Bermuda Court, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Oct 2026 | $404,000 | $346 | 2/2 | 1,169 | 105 | 0.1 |
| 138 Bermuda Court, Ponte Vedra Beach, FL 32082Listed by HERRON REAL ESTATE LLC | Sep 2026 | $555,000 | $343 | 3/2 | 1,620 | 33 | 0.1 |
| 146 Bermuda Court, Ponte Vedra Beach, FL 32082Listed by MOMENTUM REALTY | Jun 2026 | $480,000 | $311 | 2/2 | 1,545 | 482 | 0.1 |
| 606 Alhambra Lane, Ponte Vedra Beach, FL 32082Listed by 1 PERCENT LISTS FIRST COAST | Jun 2026 | $535,000 | $419 | 3/2 | 1,278 | 26 | 0.2 |
| 601 Citrus Court, Ponte Vedra Beach, FL 32082Listed by THE LEGENDS OF REAL ESTATE | Oct 2026 | $580,000 | $444 | 3/2 | 1,305 | 1 | 0.3 |
| 103 Citrus Lane, Ponte Vedra Beach, FL 32082Listed by BEST COAST REALTY LLC | Sep 2026 | $465,000 | $283 | 4/2 | 1,642 | 7 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Bermuda Court
Bermuda Court is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Feb 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines