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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach.

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Sold

Sold·Closed Jan 15, 2026·18 days on market·Recent sales in Jacksonville Beach

438 6th Avenue S

Jacksonville Beach, FL 32250

$647,000sold priceListed at $653,000 · 99.1% of asking$457/sqftMLS# 2118823
3
Beds
2
Baths
1,416
Sq Ft
1987
Built
1
Garage
No
Pool
No HOA4,792 sqft lotSingle Family Residence1 story

About this home

Jacksonville Beach

Live the Jax Beach lifestyle in this updated 3 bedroom, 2 bath bungalow tucked right behind local favorite Brunch Haus and just 3 blocks from the sand. The bright, open living area with fireplace flows into a modern kitchen and dining space. The detached ADU office is ideal for working from home, a studio, workout space, or anything else you may need a bonus space for. After a surf session or morning run, rinse off in the outdoor shower, then relax in the private fenced backyard with room to entertain. Walk to Foxtail Coffee, restaurants, live music, and everything Jacksonville Beach offers. No HOA, so you can enjoy this as your primary beach cottage, weekend escape, or investment in one of the most sought after pockets of Jax Beach.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,584
Property taxesest. at asking price, Duval County$1,056
Estimated total, before insurance$4,640/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,729/yr · $727/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$647,000
$129,400
Loan Term
Monthly Payment
$3,584
Principal & Interest: $3,584
Property taxes (est.): $1,056
Insurance (est.): $431
Estimated Total Monthly
$5,072
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,729/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 20, 2025Listed$653,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $529/sq ft; this home is listed at $461/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
612 Lower 8th Avenue S, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.Jul 2026$695,000$5583/21,24620.2
604 11th Avenue S, Jacksonville Beach, FL 32250Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$530,000$3053/21,740360.3
222 7th Street S, Jacksonville Beach, FL 32250Listed by REALTY ONE GROUP ELEVATEAug 2026$625,000$4543/21,37830.3
138 12th Avenue S, Jacksonville Beach, FL 32250Listed by DIAMOND LIFE REALTY LLCSep 2026$785,000$7762/1.51,011110.4
507 15th Avenue S, Jacksonville Beach, FL 32250Listed by MCGUIRE REALTY GROUPAug 2026$800,000$4894/21,636430.5
827 4th Avenue N, Jacksonville Beach, FL 32250Listed by YOUR PROPERTY REALTY LLCJul 2026$599,900$5293/21,13460.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$653,000
Price / Sq Ft$461
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,416
Acres0.11 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address438 6th Avenue S, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionJacksonville Beach
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size4,791.6 sq ft
Parcel Number1763280200

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Exterior FeaturesOutdoor Shower
Patio / PorchCovered, Patio, Rear Porch
FencingBack Yard
Other StructuresShed(s), Workshop

Additional Information

Date ListedNovember 20, 2025
Days on Market18
Tax Amount$8,729.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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