Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

Photo 1 / 21
Active

Active·162 days on market

3600 Lenin Peak Court 3

Jacksonville, FL 32210

$130,000$138/sqftEst. $720/moMLS# 2115902
2
Beds
2
Baths
940
Sq Ft
2006
Built
—
Garage
No
Pool
FEMA Zone XHOA $435/mo436 sqft lotCondominium1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Investors Special, 2-bedroom, 2-bath condo located in the desirable gated community of Willow Ridge. Enjoy the convenience of first-floor living -- no stairs to climb, easy access, and a layout designed for comfort and privacy. This condo features a split floor plan, ideal for roommates or guests, and includes a stackable washer and dryer for added convenience. The owner is offering your choice of three new flooring options, giving you the opportunity to personalize and enhance your new home's appeal. The community offers a low-maintenance lifestyle with HOA fees covering water, trash, lawn care, pool, and playground access -- plus night security patrol for added peace of mind. Located just minutes from I-295 North and South, this home provides easy access to shopping, dining, and entertainment. Perfect for a first-time buyer, downsizer, or anyone seeking a comfortable, low-maintenance lifestyle

Next steps in Jacksonville

FollowNew Jacksonville homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$720
Property taxesest. at asking price, Duval County$212
HOAbilled monthly$435
Estimated total, before insurance$1,367/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,923/yr · $160/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$130,000
$26,000
Loan Term
Monthly Payment
$720
Principal & Interest: $720
Property taxes (est.): $212
Insurance (est.): $87
Estimated Total Monthly
$1,019
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$110,500$110,500▲ $4,000
2024$106,500$106,500—
2023$106,500$106,500—
2022$81,000$66,550—
2021$60,500$60,500—
2020$53,000$52,030▼ $2,000

2024 property taxes (current owner): $1,923/yr

Estimated taxes if purchased at asking price: ~$2,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • May 1, 2026Listed$130,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $99/sq ft; this home is listed at $138/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3620 Kirkpatrick Circle 3, Jacksonville, FL 32210Listed by JWB REALTY LLCSep 2026$100,000$1062/29401620.1
3620 Kirkpatrick Circle 1, Jacksonville, FL 32210Listed by MAXREV, LLCAug 2026$113,000$983/21,157430.1
3711 Kirkpatrick Circle 16-15, Jacksonville, FL 32210Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Jul 2026$115,000$993/21,1571180.1
3690 Kirkpatrick Circle 7-3, Jacksonville, FL 32210Listed by KASHMIRI REALTY AND PROPERTY MANAGEMENTJul 2026$118,000$1262/2940180.1
3671 Kirkpatrick Circle 6, Jacksonville, FL 32210Listed by SAVVY AVENUE, LLC.Jul 2026$105,000$942/21,1181210.1
3690 Kirkpatrick Circle 7-12, Jacksonville, FL 32210Listed by MCGUIRE REALTY GROUPJun 2026$110,000$982/21,118970.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$130,000
Price / Sq Ft$138
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage940
Acres0.01 acres
Year Built2006
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address3600 Lenin Peak Court 3, Jacksonville, FL 32210
Area063-Jacksonville Heights/Oak Hill/English Estates
SubdivisionWillow Ridge
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size435.6 sq ft
Parcel Number0125100008

Amenities

AmenitiesPool, Gated, Maintenance Grounds, Playground, Security, Trash, Water
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
Water SourcePublic
ParkingAdditional Parking, Parking Lot, Unassigned

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Cooktop, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1
SecuritySmoke Detector(s)

Exterior

Patio / PorchFront Porch

Additional Information

Date ListedMay 1, 2026
Days on Market268
HOA Fees$435 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Security, Water
Tax Amount$1,923.21
Tax Year2024
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 LIGHTHOUSE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines