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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·61 days on market

3680 Kirkpatrick Circle 15

Jacksonville, FL 32210

$142,000$123/sqftEst. $787/moMLS# 2159428
3
Beds
2
Baths
1,157
Sq Ft
2007
Built
—
Garage
No
Pool
FEMA Zone XHOA $435/moCondominium1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to this lovely 3b/2b Condo located in the beautiful Sunshine State of Florida. Enjoy weekends at the beach, shopping by the river and many nature spots or themed attractions near by. This Condo features 3 spacious bedrooms, a balcony, and washer and dryer. There is a community pool to keep cool on hot summer days with many lounge areas and seating options. Contact me today to make this stunning condo yours!

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$787
Property taxesest. at asking price, Duval County$232
HOAbilled monthly$435
Estimated total, before insurance$1,453/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$142,000
$28,400
Loan Term
Monthly Payment
$787
Principal & Interest: $787
Property taxes (est.): $232
Insurance (est.): $95
Estimated Total Monthly
$1,113
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,715 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 10, 2026Listed$142,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $106/sq ft; this home is listed at $123/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3711 Kirkpatrick Circle 16-15, Jacksonville, FL 32210Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Jul 2026$115,000$993/21,1571180.1
3620 Kirkpatrick Circle 3, Jacksonville, FL 32210Listed by JWB REALTY LLCSep 2026$100,000$1062/29401620.2
3620 Kirkpatrick Circle 1, Jacksonville, FL 32210Listed by MAXREV, LLCAug 2026$113,000$983/21,157430.2
4333 Melissa Court W, Jacksonville, FL 32210Listed by PLENTI REALTY LLCJul 2026$78,571$672/21,17040.6
7653 Jana Lane S, Jacksonville, FL 32210Listed by EXP REALTY LLCSep 2026$132,600$1292/21,031470.7
6865 Misty View Drive, Jacksonville, FL 32210Listed by VENTURE DEVELOPMENT REALTYSep 2026$160,000$1142/2.51,40500.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$142,000
Price / Sq Ft$123
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,157
Year Built2007
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address3680 Kirkpatrick Circle 15, Jacksonville, FL 32210
Area063-Jacksonville Heights/Oak Hill/English Estates
SubdivisionWillow Ridge
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Parcel Number0125100192
ZoningCondominium

Amenities

UtilitiesCable Not Available
SewerPublic Sewer
Water SourcePublic
ParkingAssigned

Interior

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Exterior FeaturesBalcony

Additional Information

Date ListedAugust 10, 2026
Days on Market16
HOA Fees$435 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: STAR QUALITY REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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