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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Feb 20, 2026·121 days on market·Recent sales in Jacksonville

14431 Marina San Pablo Place S

Jacksonville, FL 32224

$1,400,000sold priceListed at $1,499,000 · 93.4% of asking$495/sqftMLS# 2114520
4
Beds
3.5
Baths
2,830
Sq Ft
2017
Built
2
Garage
No
Pool
HOA $1086/moWaterfrontTownhouse2 stories

About this home

Jacksonville

Welcome to Marina San Pablo, an exclusive gated waterfront community where luxury and leisure meet in harmony. This elegant 4-bedroom, 3.5-bath townhouse offers sweeping Intracoastal views and a bright, open floor plan filled with natural light. Enjoy peaceful mornings or sunset gatherings on the spacious pavered patio overlooking the water. Inside, the living and dining areas flow seamlessly into a designer kitchen with custom cabinetry, quartz countertops, and upgraded appliances—ideal for entertaining or everyday living. The primary suite is conveniently located on the main level, while three additional bedrooms upstairs provide space for family or guests. A private boat slip across the marina makes coastal adventures effortless. Perfectly situated minutes from the beach, Mayo Clinic and The St. Johns Town Center, this home offers a refined blend of comfort, style, and waterfront serenity.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,755
Property taxesest. at asking price, Duval County$2,286
HOAbilled monthly$1,086
Estimated total, before insurance$11,127/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,400,000
$280,000
Loan Term
Monthly Payment
$7,755
Principal & Interest: $7,755
Property taxes (est.): $2,286
Insurance (est.): $933
Estimated Total Monthly
$10,974
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

property taxes (current owner): $20,743/yr

Estimated taxes if purchased at asking price: ~$27,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 22, 2025Listed$1,499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $268/sq ft; this home is listed at $530/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3360 Lighthouse Point Lane, Jacksonville, FL 32250Listed by DOUGLAS ELLIMAN FLORIDAAug 2026$850,000$2753/43,0862442.1
3419 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by WATSON REALTY CORPDec 2025$545,000$2683/2.52,037552.1
3331 Lighthouse Point Lane, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$570,000$2253/32,536402.2
2540 Beach Boulevard, Jacksonville Beach, FL 32250Listed by RE/MAX UNLIMITEDSep 2026$995,000$4163/3.52,3924612.3
13582 Isla Vista Drive, Jacksonville, FL 32224Listed by PENINSULA PROPERTIES REALTY INCAug 2026$520,000$2593/2.52,010312.5
13574 Isla Vista Drive, Jacksonville, FL 32224Listed by WATSON REALTY CORPMay 2025$570,000$2543/2.52,247292.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,499,000
Price / Sq Ft$530
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,830
Total Structure Area3,503 sq ft
Year Built2017
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address14431 Marina San Pablo Place S, Jacksonville, FL 32224
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionAphora
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Parcel Number1817660440
ZoningSingle Family

Amenities

AmenitiesPool, Barbecue, Boat Slip, Fitness Center, Gated, Maintenance Grounds, Management- On Site, Security, Spa/Hot Tub
Community FeaturesGated
UtilitiesCable Available, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Attached, Garage
ViewWater
Waterfront TypeIntracoastal

Interior

Interior FeaturesCeiling Fan(s), Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Wood
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
SecurityClosed Circuit Camera(s), Security Gate

Exterior

Exterior FeaturesBoat Slip, Dock
Patio / PorchCovered, Patio
FencingWrought Iron
RoofTile
ConstructionFrame, Stucco

Additional Information

Date ListedOctober 22, 2025
Days on Market121
HOA Fees$1,086.36 / Monthly
HOA FrequencyMonthly
HOA NameMarina San Pablo
HOA Fee IncludesInsurance, Maintenance Grounds, Security
Tax Amount$20,742.87
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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