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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed May 16, 2025·29 days on market·Recent sales in Jacksonville Beach

13574 Isla Vista Drive

Jacksonville, FL 32224

$570,000sold priceListed at $565,000 · 100.9% of asking$254/sqftMLS# 2074997
3
Beds
2.5
Baths
2,247
Sq Ft
2006
Built
2
Garage
No
Pool
HOA $315/mo6,098 sqft lotTownhouse2 stories

About this home

Jacksonville

This rare Mirella end unit offers an exceptional blend of elegance and functionality, featuring a sought-after first-floor owner's suite. Upstairs, two additional bedrooms and two spacious loft areas provide versatility, ideal for a home office, media room, or reading nook. Built with durable concrete block construction, this home showcases a beautifully remodeled chef's kitchen, elegant plantation shutters, and customized closets throughout, ensuring ample storage space. Luxury vinyl plank flooring extends through the main living areas, complemented by a water softener and reverse osmosis filtration system. A new Pella sliding door leads to the screened-in patio, offering serene views of the private preserve. Located in a prestigious community with resort-style amenities, including a pool, fitness center, and clubhouse. The HOA provides roof maintenance, lawn care, garbage pickup, and termite control for a truly low-maintenance lifestyle. HVAC installed in 2019, New H/W heater 2024.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,157
Property taxesest. at asking price, Duval County$931
HOAbilled monthly$315
Estimated total, before insurance$4,403/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,334/yr · $361/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$570,000
$114,000
Loan Term
Monthly Payment
$3,157
Principal & Interest: $3,157
Property taxes (est.): $931
Insurance (est.): $380
Estimated Total Monthly
$4,468
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Concrete, Tile — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,798 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,334/yr

Estimated taxes if purchased at asking price: ~$11,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 11, 2025Listed$565,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $245/sq ft; this home is listed at $251/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13582 Isla Vista Drive, Jacksonville, FL 32224Listed by PENINSULA PROPERTIES REALTY INCAug 2026$520,000$2593/2.52,010310
13525 Isla Vista Drive, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$508,500$2263/2.52,247810.1
3624 Casitas Drive, Jacksonville, FL 32224Listed by WATSON REALTY CORPOct 2026$495,000$2203/2.52,24710.3
13451 Isla Vista Drive, Jacksonville, FL 32224Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$460,000$2463/2.51,8671000.3
13364 Beach Boulevard 324, Jacksonville, FL 32224Listed by THE LEGENDS OF REAL ESTATEAug 2026$263,000$1543/21,71120.3
13447 Isla Vista Drive, Jacksonville, FL 32224Listed by ROUND TABLE REALTYJul 2026$509,000$2453/2.52,075170.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$565,000
Price / Sq Ft$251
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,247
Total Structure Area2,247 sq ft
Acres0.14 acres
Year Built2006
TypeResidential
Sub-TypeTownhouse
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryChets Creek
MiddleKernan

Community Information

Address13574 Isla Vista Drive, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionVizcaya
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size6,098.4 sq ft
Parcel Number1665580085
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Full Time
UtilitiesCable Available, Cable Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Microwave
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySecurity Gate, Security System Leased, Smoke Detector(s)

Exterior

Lot DescriptionMany Trees, Wooded
Patio / PorchPorch, Rear Porch, Screened
RoofConcrete, Tile
ConstructionBlock, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMarch 11, 2025
Days on Market29
HOA Fees$315 / Monthly
HOA FrequencyMonthly
HOA NameVizcaya
HOA Fee IncludesMaintenance Grounds, Trash
Tax Amount$4,334.38
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 16, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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