This home is in Fernandina Beach.
No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Mar 4, 2026·97 days on market·Recent sales in Amelia Island
2792 S Ocean Oaks Drive
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Coastal charm meets modern comfort just three blocks from the beach in Ocean Oaks! Step through new double front doors into this beautifully renovated 3BR/2BA, 2,322 sq. ft. home featuring an open split floor plan, travertine & porcelain tile flooring, custom kitchen with 2023 stainless appliances, and new Pella windows. Enjoy upgrades like a 2024 tankless gas water heater and treated, sealed attic for energy efficiency. The fenced backyard oasis includes a heated saltwater pool with waterfall (2022), extended screened lanai (2023) with tongue-and-groove ceiling, gas pool equipment, and heated outdoor shower. Brick paver driveway, epoxy garage, and irrigation system add ease. Walk to Beach Access 9, Egan's Creek, and nearby shops and dining!
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $424/sq ft; this home is listed at $441/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1012 Ocean Oaks Drive S, Fernandina Beach, FL 32034Listed by BEYCOME OF FLORIDA LLC | Sep 2026 | $1,425,000 | $540 | 4/3 | 2,640 | 16 | 0 |
| 2749 Ocean Oaks Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | May 2026 | $837,500 | $330 | 4/3 | 2,535 | 70 | 0.2 |
| 865 Laguna Drive, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $750,000 | $397 | 3/2.5 | 1,887 | 75 | 0.5 |
| 1498 S Fletcher Avenue, Fernandina Beach, FL 32034Listed by LIGHTHOUSE REALTY ASSOCIATES | Apr 2026 | $2,200,000 | $1,162 | 3/2 | 1,893 | 147 | 0.5 |
| 1865 Hometown Drive, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Oct 2026 | $980,000 | $424 | 3/2.5 | 2,311 | 9 | 0.8 |
| 1602 Indigo Street, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Apr 2026 | $565,000 | $319 | 3/2 | 1,770 | 89 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES
Sold by: SUMMER HOUSE REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Fernandina Beach
Explore the area
More in Amelia Island
Amelia Island guides & reports
Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Mar 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

