No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed May 2, 2025·3 days on market
19660 NW 45th Avenue
Starke, FL 32091
About this home
Starke
Discover country living at its finest in this 2021, 3-bed, 2-bath home on 12.36 acres. Featuring a spacious living room and a cozy sitting room—easily closed off with charming barn doors—this home offers flexible living space. The master suite boasts a walk-in closet and a garden tub for ultimate relaxation. Tray ceilings add an elegant touch, while the expansive 10'x50' back porch is perfect for enjoying the serene surroundings. Most of the property is fenced, ideal for animals, and includes a stocked pond for fishing. A 24'x30' metal garage with a 10'x24' open carport provides ample storage and parking. A rare blend of modern comfort and rural charm!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,720 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 18 mi · 24.6 mi of trails
Closest public boat ramp
Camp Blanding FMA – Lowery Lake Boat Ramp (Saturday & Sunday Mornings Only)about 12 mi · Lowery Lake
Closest kayak & paddleboard launch
Jennings State Forest – Powell Ford Paddling Accessabout 14 mi · Black Creek North Fork
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $263/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 18943 FL-16, Starke, FL 32091Listed by FREEDOM REALTY GROUP LLC | Oct 2025 | $100,000 | $65 | 3/2 | 1,536 | 15 | 1 |
| 18894 NW State Road 16, Starke, FL 32091Listed by CW REALTY | May 2026 | $235,000 | $181 | 3/2 | 1,296 | 27 | 1.1 |
| 19596 NW 56th Avenue, Starke, FL 32091Listed by CW REALTY | Apr 2026 | $240,000 | $143 | 3/2 | 1,683 | 27 | 1.1 |
| 5715 NW 203rd Street, Starke, FL 32091Listed by CW REALTY | Aug 2025 | $270,000 | $179 | 3/2 | 1,509 | 73 | 1.3 |
| 5300 NW 196th Way, Starke, FL 32091Listed by UNITED REAL ESTATE GALLERY | Jun 2025 | $270,000 | $185 | 4/2 | 1,460 | 60 | 1.3 |
| 5882 NW 200th Street, Starke, FL 32091Listed by CW REALTY | Dec 2025 | $317,000 | $178 | 3/2 | 1,780 | 2 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Sold by: JULIE MORROW PREMIER REALTY INC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Metes & Bounds
For Sale118 Acacia StreetCrescent City, FL 32112
4 bd · 2 ba · 1,456 sq ft
$410,000Est. $2,182/moPRICE IMPROVEMENT!! Welcome to your own slice of Old Florida. Situated on 14.82 acres with direct waterfront access,…
Listing Office: fluid realty, llc.
For Sale4282 Wolfe DriveMacclenny, FL 32063
3 bd · 2.5 ba · 1,575 sq ft
$412,000Est. $2,193/moWelcome to this exquisite custom built home, where luxury and comfort come together to create the perfect retreat. The…
Listing Office: thomas r rhoden agency, inc
Pending109 Canal StreetCrescent City, FL 32112
3 bd · 2 ba · 1,896 sq ft
$414,000Est. $2,203/moWaterfront home on 15,000+acre Crescent Lake, considered as ''Bass Capital of the World''. This home is perfect setting…
Listing Office: coldwell banker ben bates inc
For Sale542106 Lem Turner RoadCallahan, FL 32011
2 bd · 2 ba · 1,680 sq ft
$405,000Est. $2,156/moSitting on 3 beautiful acres with a new roof with architectural shingles, this solid concrete block home offers both…
Listing Office: iron valley real estate north florida
Keep looking
Similar homes in Starke
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines