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Sold

Sold·Closed Oct 10, 2025·15 days on market

18943 FL-16

Starke, FL 32091

$100,000sold priceListed at $109,000 · 91.7% of asking$65/sqftMLS# 2102575
3
Beds
2
Baths
1,536
Sq Ft
1978
Built
2
Garage
No
Pool
No HOA4.48 acresManufactured Home1 story

About this home

Starke

Discover a rare investment opportunity on 4.48 sprawling acres of peaceful countryside living! This property features two mobile homes—each offering 3 bedrooms and 2 bathrooms. The 1993 model spans 1,216 sq ft, while the larger 1978 home boasts 1,536 sq ft of living space. Whether you're seeking a multi-generational setup, rental income, or space to live and expand, this versatile property delivers. Enjoy privacy, open skies, and endless potential—all on well and septic systems. With remodeling needed, there's plenty of room to add value and customize to your liking. Ideal for investors, DIY homeowners, or those dreaming of rural freedom with room to grow. Don't miss this unique chance to own acreage with built-in potential—bring your vision and make it your own! Listing includes two parcels: 02024000200 and 02024000202

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$554
Estimated total, before insurance$554/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$100,000
$20,000
Loan Term
Monthly Payment
$554
Principal & Interest: $554
Insurance (est.): $67
Estimated Total Monthly
$621
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,652 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $71/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
18894 NW State Road 16, Starke, FL 32091Listed by CW REALTYMay 2026$235,000$1813/21,296270.1
19596 NW 56th Avenue, Starke, FL 32091Listed by CW REALTYApr 2026$240,000$1433/21,683270.9
19660 NW 45th Avenue, Starke, FL 32091Listed by FLORIDA HOMES REALTY & MTG LLCMay 2025$360,000$2313/21,56031
5882 NW 200th Street, Starke, FL 32091Listed by CW REALTYDec 2025$317,000$1783/21,78021.4
5418 NW 177th Street, Starke, FL 32091Listed by EXIT INSPIRED REAL ESTATEMay 2025$233,000$1494/21,5601641.4
5685 NW 175th Terrace, Starke, FL 32091Listed by CW REALTYNov 2025$235,000$1303/21,809991.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$109,000
Price / Sq Ft$71
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,536
Acres4.48 acres
Year Built1978
TypeResidential
Sub-TypeManufactured Home
StyleTraditional
Property ConditionFixer
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address18943 FL-16, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionStarke
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size195,148.8 sq ft
Parcel Number02024000200
ZoningMobile Home(s)

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Detached, Garage, Off Street, On Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower
AppliancesElectric Range, Refrigerator, Washer
HeatingCentral, Electric, Varies by Unit
CoolingCentral Air, Electric, Wall/Window Unit(s)
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch
FencingBack Yard, Chain Link
RoofMetal
ConstructionAluminum Siding, Vinyl Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 6, 2025
Days on Market15
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FREEDOM REALTY GROUP LLC

Sold by: HERRON REAL ESTATE LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 10, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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