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Active

Active·59 days on market

119 Silver Beach Boulevard

Pomona Park, FL 32181

$574,900$307/sqftEst. $2,959/moMLS# 2150697

Beds

Baths

1,872

Sq Ft

1979

Built

—

Garage

Pool

About this home

Pomona Park

Lakefront estate on spring fed Lake Trone, 3.99 fenced acres. Discover the beauty and tranquility of waterfront living, this home is situated on 3.99 fully fenced acres along the shores of Lake Trone, this exceptional property offers privacy, natural beauty and direct access to one of the areas hidden gems. Lake Trone is a picturesque spring fed inland lake, known for its clear waters, peaceful atmosphere and outstanding opportunities for fishing, boating, kayaking and wildlife viewing. From the moment you arrive, you will appreciate the majestic oak trees draped in Spanish moss, expansive open acreage and stunning waterfront views that create a true Old Florida setting. The property features a private dock extending into the lake, providing the perfect place to launch a kayak, cast a fishing line or simply relax and enjoy the breathtaking scenery. The nearly four-acre fenced parcel offers ample space for animals, recreational vehicles, boats, workshops, gardens or future

Cost to own

Mortgage calculator

Home Price

$574,900

Down Payment: 20%

$114,980

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,959

Principal & Interest: $2,959

Insurance (est.): $383

Estimated Total Monthly

$3,342

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,959

Estimated total, before insurance$2,959/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,518/yr · $377/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,518/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1979)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Private Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,382 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History