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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sweetwater, Jacksonville.

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Sold

Sold·Closed Nov 12, 2025·37 days on market·Recent sales in Sweetwater·Sweetwater

9181 Rosewater Lane

Jacksonville, FL 32256

$522,500sold priceListed at $549,900 · 95% of asking$192/sqftMLS# 2109880
3
Beds
2.5
Baths
2,715
Sq Ft
2006
Built
2
Garage
No
Pool

12 more homes for sale in Sweetwater →Search Sweetwater on the map

HOA $250/mo6,098 sqft lotSingle Family Residence2 stories

About this home

Sweetwater

This incredible home in Sweetwater by Del Webb is ideal for buyers seeking comfort and style! Enjoy community amenities like tennis, pickleball, fitness center, trails, community pool and the luxurious clubhouse. This home, only minutes from Mayo Clinic and Jacksonville Town Center, has been meticulously maintained over the years and is optimized for today's living. The main living areas are all part of an open floor plan on the ground floor. The kitchen has extensive cabinetry, stainless steel appliances and quartzite countertops. The Primary Suite has a huge garden tub, expansive closet, walk -in-shower and dual sinks. The Florida Room extends the indoor spaces and seamlessly transitions to the outdoor paver patio with Preserve views. Upstairs, two bedrooms share a Jack and Jill Bathroom with double vanities and toilets, and a loft which can be used as a flexible space designed as an art studio, work out room, or kid space. termite bond, plantation shutters, Roof 2021, AC 2022

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,894
Property taxesest. at asking price, Duval County$853
HOAbilled monthly$250
Estimated total, before insurance$3,997/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,681/yr · $390/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$522,500
$104,500
Loan Term
Monthly Payment
$2,894
Principal & Interest: $2,894
Property taxes (est.): $853
Insurance (est.): $348
Estimated Total Monthly
$4,096
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,681/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 22, 2025Listed$549,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $257/sq ft; this home is listed at $203/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9258 Saltwater Way, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$495,000$2402/22,05930.2
8633 Mabel Drive, Jacksonville, FL 32256Listed by REAL BROKER LLCSep 2026$575,000$2333/2.52,464150.7
11225 Bright Path Court, Jacksonville, FL 32256Listed by VENTURE REALTY CO, LLCOct 2026$595,000$2833/22,099121.2
10051 Invention Lane, Jacksonville, FL 32256Listed by THE AGENCY AT PONTE VEDRASep 2026$610,000$2494/32,45221.2
10134 Illumination Drive, Jacksonville, FL 32256Listed by MOMENTUM REALTYSep 2026$900,500$3353/22,685111.3
10265 Silverbrook Trail, Jacksonville, FL 32256Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$815,000$2574/3.53,169281.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$549,900
Price / Sq Ft$203
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,715
Acres0.14 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address9181 Rosewater Lane, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSweetwater By Del Webb
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size6,098.4 sq ft
Parcel Number1677572835

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedSeptember 22, 2025
Days on Market37
HOA Fees$250 / Monthly
HOA FrequencyMonthly
Tax Amount$4,680.6
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: RED DOOR REALTY GROUP, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sweetwater

Sweetwater is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Sweetwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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