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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a gated community home in St. Johns County.

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Sold

Sold·Closed Oct 22, 2025·3 days on market·Recent sales in St. Augustine

110 Ocean Hollow Lane 318

St. Augustine, FL 32084

$461,000sold priceListed at $450,000 · 102.4% of asking$351/sqftMLS# 2109346
3
Beds
2
Baths
1,313
Sq Ft
1989
Built
2
Garage
No
Pool
HOA $700/moWaterfrontCondominium1 story

About this home

St. Augustine

This *RARE* 3-BR, 2-BA, 1313 sq. ft. condo offers views + a private haven within the well-maintained, beach-to-Intracoastal community of Villages of Vilano. Located just steps from the amenity center, residents can enjoy a true resort lifestyle—bring your fishing pole, swimsuit, tennis racket, and pickleball gear. Villages of Vilano spans 52 acres of coastal forest stretching from the Atlantic Ocean to the Intracoastal Waterway and provides 24-hour controlled access. The community features a private marina with boat ramp and 33 privately owned dockominiums. The gated walkover to the beach is adjacent to the clubhouse, open 365 days a year, offering an indoor pool, hot tub, sauna, and fitness center.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,553
Property taxesest. at asking price, St. Johns County$613
HOAbilled monthly$700
Estimated total, before insurance$3,867/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,337/yr · $361/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$461,000
$92,200
Loan Term
Monthly Payment
$2,553
Principal & Interest: $2,553
Property taxes (est.): $613
Insurance (est.): $307
Estimated Total Monthly
$3,474
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$349,980$349,980—
2024$364,800$329,263—
2023$392,804$299,330—
2022$324,900$272,118—
2021$247,380$247,380—
2020$247,380$247,380—

2024 property taxes (current owner): $4,337/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $324/sq ft; this home is listed at $343/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
110 Ocean Hollow Lane 118, St. Augustine, FL 32084Listed by EXIT 1 STOP REALTYOct 2026$409,000$3123/21,3131090
110 Ocean Hollow Lane Lane 114, St. Augustine, FL 32084Listed by EXIT 1 STOP REALTYSep 2026$240,000$2472/2973710
110 Ocean Hollow Lane 319, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$540,000$4113/21,313110
2960 Coastal Highway 4B, St. Augustine, FL 32084Listed by ASSIST2SELL BUYERS & SELLERS REALTYJul 2026$690,000$5602/21,232101.3
4502 Sandcastle Circle, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2025$345,000$3242/21,065351.5
3904 Windjammer Lane, St. Augustine, FL 32084Listed by DJ & LINDSEY REAL ESTATEJul 2026$370,000$3012/21,230611.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$343
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,313
Year Built1989
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address110 Ocean Hollow Lane 318, St. Augustine, FL 32084
Area266-Vilano Beach
SubdivisionVillages Of Vilano
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number1423850318
ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Beach Access, Boat Launch, Cable TV, Car Wash Area, Clubhouse, Elevator(s), Fitness Center, Gated, Laundry, Maintenance Grounds, Pickleball, RV/Boat Storage, Sauna, Spa/Hot Tub, Storage, Tennis Court(s), Trash
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Underground

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Range, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories1
LevelsThree Or More

Exterior

Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 20, 2025
Days on Market3
HOA Fees$700.38 / Monthly
HOA FrequencyMonthly
HOA NameBeach Homes of Villages of Vilano
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Trash
Tax Amount$4,336.7
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 22, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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