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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Johns Creek, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Nov 3, 2025·12 days on market·Recent sales in Johns Creek·Johns Creek

13061 Chets Creek Drive S

Jacksonville, FL 32224

$475,000sold priceListed at $495,000 · 96% of asking$243/sqftMLS# 2109223
3
Beds
2
Baths
1,956
Sq Ft
1995
Built
2
Garage
No
Pool

16 more homes for sale in Johns Creek →Search Johns Creek on the map

HOA $30/mo0.61 acresWaterfrontSingle Family Residence1 story

About this home

Johns Creek

Rare opportunity to own a large lake front lot in Johns Creek! Discover this unique, custom-built, well maintained brick home located on a large lake front lot in the highly desirable Johns Creek community. With 3 bedrooms and 2 fully remodeled bathrooms, this home offers a perfect blend of character, comfort, and modern updates. Enjoy luxury vinyl plank (LVP) flooring, granite and quartz countertops and a smart layout designed for both everyday living and entertaining. Gas is available for outdoor grilling and indoor fireplace. Step outside to a large backyard with separate irrigation well to stunning lake views, the perfect backdrop for relaxing or hosting guests. Just a short walk away, you'll find an A-rated elementary school as well as the neighborhood pool and playground. Also, just minutes away from The Mayo Clinic, the beach and the Town Center. This one-of-a-kind Johns Creek gem is ready to welcome you home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,631
Property taxesest. at asking price, Duval County$776
HOAbilled annually$30
Estimated total, before insurance$3,437/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,217/yr · $268/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$475,000
$95,000
Loan Term
Monthly Payment
$2,631
Principal & Interest: $2,631
Property taxes (est.): $776
Insurance (est.): $317
Estimated Total Monthly
$3,723
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$418,680$165,853▲ $36,683
2024$383,375$160,331▼ $10,914
2023$408,902$154,060▲ $41,448
2022$354,320$152,471—
2021$279,499$147,060—
2020$264,817$144,340▲ $3,573

2024 property taxes (current owner): $3,217/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $296/sq ft; this home is listed at $253/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13093 S Chets Creek Drive, Jacksonville, FL 32224Listed by EXIT MAGNOLIA POINT REALTYAug 2026$570,000$2584/22,210650.1
12968 Chets Creek Drive N, Jacksonville, FL 32224Listed by UNITED REAL ESTATE GALLERYSep 2026$469,000$2523/21,85820.3
4577 Pebble Brook Drive, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$640,000$2785/32,302130.5
12829 Biggin Church Road S, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$692,000$3044/32,276620.8
3771 Hunt Club Road, Jacksonville, FL 32224Listed by INI REALTYSep 2026$817,500$3243/2.52,52430.8
4078 Glenhurst Drive N, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Sep 2026$626,025$2963/22,11430.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$495,000
Price / Sq Ft$253
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,956
Acres0.61 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryChets Creek
MiddleKernan

Community Information

Address13061 Chets Creek Drive S, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionJohns Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size26,571.6 sq ft
Parcel Number1671310705

Amenities

AmenitiesPool, Playground
Community FeaturesSidewalks
UtilitiesElectricity Connected, Natural Gas Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewLake, Pond
Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch
FencingWood
ConstructionBrick, Frame
Other StructuresShed(s)

Additional Information

Date ListedSeptember 17, 2025
Days on Market12
HOA Fees$360 / Annually
HOA FrequencyAnnually
Tax Amount$3,216.61
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Johns Creek

Johns Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Johns Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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