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Sold·Closed Oct 15, 2025·6 days on market
44648 Woodridge Drive
Callahan, FL 32011
About this home
Callahan
Enjoy the best of small-town living in this beautifully updated home on 1.78 acres with a brand-new roof, private pond, and 1,000 sq ft detached block garage. Inside, the kitchen shines with new cabinetry, quartz countertops, and a custom backsplash, plus the sellers are offering $4,500 toward appliances of your choice. The spacious primary suite includes a spa-style bath with a walk-in tile shower, while additional bedrooms provide space for family, guests, or an office. An oversized sunroom lined with windows offers peaceful views of the backyard, perfect for morning coffee or entertaining friends. Fresh finishes, updated lighting, and luxury vinyl plank flooring make this home move-in ready. Outdoors, enjoy fishing in your own pond, shaded privacy from mature trees, and room for RVs or boats. With no HOA or CDD and quick access to shopping, dining, and nearby commuter routes, this property delivers modern upgrades, small-town charm, and the freedom to live life your way.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1988)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,670 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 22 mi · 35 parking spaces
Closest park or preserve
Thomas Creek Conservation Areaabout 2 mi · 4.9 mi of trails
Closest public boat ramp
Dinsmore Boat Landingabout 6 mi · St. Johns River - Trout River (Jacksonville)
Closest kayak & paddleboard launch
Four Creeks State Forest – Thomas Creek Canoe Accessabout 5 mi · Thomas Creek
Closest grocery store
Winn-Dixieabout 4 mi · 450078 Sr 200, Callahan
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Northeast-facing backyard — summer sunrises, all-day cool
The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:35 AM, sunset 6:48 PM.
- The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
- The coolest diagonal for a lanai.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $1,907/yr
Estimated taxes if purchased at asking price: ~$7,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $200/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 44629 Woodland Circle, Callahan, FL 32011Listed by SELECT REALTY LLC | Jul 2026 | $430,000 | $232 | 3/2 | 1,853 | 17 | 0.2 |
| 44073 Oakwood Lane, Callahan, FL 32011Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Sep 2025 | $395,000 | $197 | 4/3 | 2,006 | 79 | 0.2 |
| 44170 Woodland Circle, Callahan, FL 32011Listed by DALTON WADE INC | Sep 2026 | $360,000 | $172 | 3/2 | 2,093 | 208 | 0.4 |
| 43457 Ratliff Road, Callahan, FL 32011Listed by PARADIGM VISION GROUP | Sep 2026 | $685,000 | $254 | 5/3.5 | 2,697 | 15 | 0.6 |
| 43562 Ratliff Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $450,000 | $228 | 4/2 | 1,974 | 55 | 0.8 |
| 43562 Ratliff Road, Callahan, FL 32011Listed by JPAR CITY AND BEACH | Oct 2025 | $85,000 | $44 | 4/2 | 1,912 | 85 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY
Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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