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Sold·Closed Sep 19, 2025·79 days on market

44073 Oakwood Lane

Callahan, FL 32011

$395,000sold priceListed at $389,500 · 101.4% of asking$197/sqftMLS# 2085618
4
Beds
3
Baths
2,006
Sq Ft
1988
Built
—
Garage
No
Pool
No HOA1.53 acresSingle Family Residence1 story

About this home

Callahan

Welcome home! This charming 4 bedroom 3 bath sits on 1.53 Acres with a pond. Offering open floor plan with a spacious split-bedroom layout. The home offer 2 masters suites one on each end the home. The primary master suites has double closets and large master bath. All 3 bathrooms have been recently remodeled. Large fenced back yard with 2 utility sheds. Roof, siding , and windows replaced in 2018, AC, stove refrigerator replaced in Sept 2023. Don't miss out schedule your tour today! Schools are A+ rated. Closed to JIA , River City and Yulee shopping. No HOA or CDD fees

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,171
Property taxesest. at asking price, Nassau County$545
Estimated total, before insurance$2,716/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,299/yr · $108/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,651 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:35 AM, sunset 6:48 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,299/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $232/sq ft; this home is listed at $194/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
44277 Woodland Circle, Callahan, FL 32011Listed by OPENDOOR BROKERAGE, LLC.Jan 2026$305,500$2033/21,502370.1
44292 Woodridge Drive, Callahan, FL 32011Listed by 1 REALTY CORPMar 2026$383,900$2613/21,4701230.2
44648 Woodridge Drive, Callahan, FL 32011Listed by KELLER WILLIAMS FIRST COAST REALTYOct 2025$450,000$2004/22,24960.2
44170 Woodland Circle, Callahan, FL 32011Listed by DALTON WADE INCSep 2026$360,000$1723/22,0932080.3
44629 Woodland Circle, Callahan, FL 32011Listed by SELECT REALTY LLCJul 2026$430,000$2323/21,853170.3
44041 Maplewood Court, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$499,000$3213/31,55550.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$389,500
Price / Sq Ft$194
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,006
Total Structure Area2,006 sq ft
Acres1.53 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address44073 Oakwood Lane, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionWoodland
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size66,646.8 sq ft
Parcel Number161N25291200070030
ZoningResidential

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected
SewerPrivate Sewer
Water SourcePrivate, Well
ParkingOther

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Pantry, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
SecurityFire Alarm, Smoke Detector(s), Other

Exterior

Patio / PorchCovered, Front Porch, Porch
FencingBack Yard
RoofShingle
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMay 3, 2025
Days on Market79
Tax Amount$1,298.7
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Sold by: NEXTHOME ENDLESS SUMMER (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 19, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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