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Sold

Sold·Closed Oct 10, 2025·85 days on market

43562 Ratliff Road

Callahan, FL 32011

$85,000sold priceListed at $110,000 · 77.3% of asking$44/sqftMLS# 2095783
4
Beds
2
Baths
1,912
Sq Ft
1974
Built
—
Garage
No
Pool
No HOA1.19 acresManufactured Home1 story

About this home

Callahan

This is a 1.19 acre property with well and septic already in place. However the mobile home on the property HAS NO VALUE the value is in the beautiful, large parcel of land. Buyer to perform their own due diligence, seller has never lived on the property and is not aware condition of septic or well. Property being sold AS IS.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$471
Property taxesest. at asking price, Nassau County$117
Estimated total, before insurance$588/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$901/yr · $75/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$85,000
$17,000
Loan Term
Monthly Payment
$471
Principal & Interest: $471
Property taxes (est.): $117
Insurance (est.): $57
Estimated Total Monthly
$645
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:31 AM, sunset 6:54 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$86,612$53,743—
2024$70,615$48,857—
2023$68,030$44,415—
2022$61,033$40,377—
2021$49,448$36,706—
2020$44,622$33,369—

2024 property taxes (current owner): $901/yr

Estimated taxes if purchased at asking price: ~$1,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $58/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
43562 Ratliff Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$450,000$2284/21,974550
44041 Maplewood Court, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$499,000$3213/31,55550.1
44170 Woodland Circle, Callahan, FL 32011Listed by DALTON WADE INCSep 2026$360,000$1723/22,0932080.5
44292 Woodridge Drive, Callahan, FL 32011Listed by 1 REALTY CORPMar 2026$383,900$2613/21,4701230.5
44277 Woodland Circle, Callahan, FL 32011Listed by OPENDOOR BROKERAGE, LLC.Jan 2026$305,500$2033/21,502370.7
43739 Ratliff Road, Callahan, FL 32011Listed by HASSLE-FREE REALTY LLCAug 2026$297,000$1904/1.51,566560.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$110,000
Price / Sq Ft$58
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,912
Acres1.19 acres
Year Built1974
TypeResidential
Sub-TypeManufactured Home
StyleOther
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address43562 Ratliff Road, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionNot Validd
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size51,836.4 sq ft
Lot Dimensions247.51x210
Parcel Number161N25000000110030
ZoningMobile Home(s)

Amenities

UtilitiesElectricity Available, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesOther
AppliancesOther, None
HeatingNone
CoolingNone
# of Stories1
LevelsOne

Exterior

Lot DescriptionCleared
FencingOther
Other StructuresShed(s)

Additional Information

Date ListedJune 27, 2025
Days on Market85
Tax Amount$901.24
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JPAR CITY AND BEACH

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 10, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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