1 / 40

Active

Active·86 days on market

44170 Woodland Circle

Callahan, FL 32011

$360,000$172/sqftEst. $1,916/moMLS# 2126649

Beds

Baths

2,093

Sq Ft

2000

Built

—

Garage

Pool

About this home

Callahan

Experience the best of country living on 6.39± acres in beautiful Callahan, Florida. This move-in-ready property offers the perfect blend of modern updates, privacy, and the freedom to create the lifestyle you've always envisioned. Situated on Open Rural (OR) zoned land, this property offers incredible flexibility for buyers seeking room to grow. Whether you're dreaming of a homestead, hobby farm, horses, livestock, a large workshop, RV storage, or simply enjoying wide-open spaces, this property provides an opportunity that's becoming increasingly difficult to find in Nassau County. The home has been thoughtfully updated with a newer roof, HVAC system, windows, kitchen, water heater, flooring, and appliances, allowing you to move in with confidence while focusing on making the property your own. A conceptual survey and potential lot split have already been completed, offering buyers the opportunity to explore future possibilities, subject to county approval and buyer verification. T

Cost to own

Mortgage calculator

Home Price

$360,000

Down Payment: 20%

$72,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,830

Principal & Interest: $1,830

Est. Taxes & Insurance: $457

Estimated Total Monthly

$2,287

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,916

Property taxesest. at asking price, Nassau County$497

Estimated total, before insurance$2,413/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$205,321	$33,975	—
2024	$197,501	$32,310	—
2023	$195,097	$29,913	—
2022	$149,484	$27,585	—
2021	$116,703	$25,325	—
2020	$104,135	$25,000	—

2025 property taxes (current owner): $681/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,318 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 21, 2026Listed$360,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$360,000

Price / Sq Ft$172

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,093

Acres6.39 acres

Year Built2000

TypeResidential

Sub-TypeManufactured Home

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

School Information

ElementaryCallahan

MiddleCallahan

HighWest Nassau

Community Information

Address44170 Woodland Circle, Callahan, FL 32011

Area492-Nassau County-W Of I-95/N To State Line

SubdivisionWoodland Estates

CityCallahan

CountyNassau

StateFL

Zip Code32011

Lot Size278,348.4 sq ft

Parcel Number161N25291200030160

ZoningZoned for Livestock

Amenities

UtilitiesElectricity Connected, Water Available

SewerPrivate Sewer, Septic Tank

Water SourcePrivate, Well

ParkingAdditional Parking

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Double Oven, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Vinyl

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)