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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 23, 2025·4 days on market·Recent sales in Mandarin

3174 Old Acosta Road

Jacksonville, FL 32223

$385,000sold priceListed at $395,000 · 97.5% of asking$205/sqftMLS# 2107353
3
Beds
2
Baths
1,880
Sq Ft
1997
Built
2
Garage
No
Pool
HOA $14/mo10,890 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome home to a beautiful brick residence nestled in the serene neighborhood of Heaven Trees. This thoughtfully designed 3-bedroom, 2-bathroom haven spans approximately 1,880 sq ft of living space, creating an ideal blend of comfort and style with a BRAND NEW HVAC. Step inside and be greeted by rich wood floors, elegant French doors, and graceful arched doorways that create an inviting and sophisticated ambience. Natural light floods the space, drawing your eye to the cozy fireplace—perfect for relaxed evenings with friends and family. The heart of the home is the eat-in kitchen, outfitted with raised panel cabinetry, subway tile backsplash, granite countertops, and a pantry for ample storage. Whether you're enjoying a casual breakfast or preparing a meal for loved ones, this kitchen is as functional as it is beautiful featuring both eat in space in the kitchen and a formal dining area. Split floor plan offers a spacious primary retreat with large walk in closet, vaulted ceilings

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,133
Property taxesest. at asking price, Duval County$629
HOAbilled annually$14
Estimated total, before insurance$2,775/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,018/yr · $335/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$385,000
$77,000
Loan Term
Monthly Payment
$2,133
Principal & Interest: $2,133
Property taxes (est.): $629
Insurance (est.): $257
Estimated Total Monthly
$3,018
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$333,380$205,193▼ $240
2023$330,510$197,761—
2022$318,501$77,162▲ $48,071
2021$233,539$183,539—
2020$218,588$144,875▲ $19,618

2024 property taxes (current owner): $4,018/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Sep 5, 2025Listed$395,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $210/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3250 Tea Rose Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEOct 2026$392,000$1824/32,157780.1
2826 Sweetholly Drive, Jacksonville, FL 32223Listed by MARK SPAIN REAL ESTATESep 2026$430,000$1884/2.52,286160.5
3044 Marbon Estates Lane S, Jacksonville, FL 32223Listed by HOUWZER, INC.Sep 2026$340,000$2203/21,54340.7
2856 Sutton Estates Circle S, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$325,000$2313/21,405610.7
2601 Michaelson Way, Jacksonville, FL 32223Listed by TRADITIONS REALTY LLCSep 2026$527,900$2344/22,258690.8
11945 Elizabeth Ann Court, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTSSep 2026$451,700$2014/22,248790.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$395,000
Price / Sq Ft$210
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,880
Acres0.25 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address3174 Old Acosta Road, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionHeaven Trees
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size10,890 sq ft
Parcel Number1588981035

Amenities

UtilitiesElectricity Available, Sewer Available
Water SourcePublic
ParkingGarage Door Opener

Interior

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingElectric
CoolingElectric
# of Stories1

Additional Information

Date ListedSeptember 5, 2025
Days on Market4
HOA Fees$165 / Annually
HOA FrequencyAnnually
Tax Amount$4,018.07
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NAVY TO NAVY HOMES LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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