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Sold

Sold·Closed Oct 8, 2025·5 days on market

1580 Vineland Circle A

Fleming Island, FL 32003

$215,000sold priceListed at $215,990 · 99.5% of asking$196/sqftMLS# 2105888
3
Beds
2
Baths
1,099
Sq Ft
2005
Built
1
Garage
No
Pool
HOA $295/mo3,485 sqft lotTownhouse1 story

About this home

Fleming Island

Here is your opportunity to own an end unit one-level townhome overlooking a pond in the heart of Fleming Island Plantation. This 3 bedroom, 2 bath one car garage has decorator touches added throughout. Large kitchen with SS appliances. This townhome is in walking distance to everything! Located in the back of the community offering extra green space next to it and behind it with a screened patio to walk out to view a serene lake. HOA covers roof, painting, lawn, sprinklers.. Fleming Island Plantation offers A-rated schools, an award winning golf course with restaurant, pub, and Top of the Tee driving range. Two pools: lap pool and splash park and kiddy pools, Tennis, basketball, pickleball. Year round community events & clubs that meet weekly. So much to offer including shopping and restaurants nearby; a brand new 100-bed hospital.. Make your appointment to view this beauty today! Quick closing is possible.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,191
Property taxesest. at asking price, Clay County$329
HOAbilled monthly$295
Estimated total, before insurance$1,815/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,190/yr · $349/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$215,000
$43,000
Loan Term
Monthly Payment
$1,191
Principal & Interest: $1,191
Property taxes (est.): $330
Insurance (est.): $143
Estimated Total Monthly
$1,664
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,605 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:30 AM, sunset 6:54 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,190/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $197/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1585 Vineland Circle D, Fleming Island, FL 32003Listed by WATSON REALTY CORPOct 2025$241,000$2193/21,099260
1665 Vineland Circle D, Fleming Island, FL 32003Listed by ANDERSON REALTYJun 2026$235,000$2143/21,0991610.1
1870 Green Springs Circle A, Fleming Island, FL 32003Listed by WATSON REALTY CORPFeb 2026$225,000$2093/21,075600.1
1520 Vineland Circle D, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCMay 2025$244,500$2273/21,075430.1
1835 Green Springs Circle D, Fleming Island, FL 32003Listed by ATLANTIC SHORES REALTY OF JACKSONVILLE LLCMar 2026$205,000$1913/21,0751420.2
1815 Green Springs Circle D, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCAug 2025$201,000$1853/21,087440.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$215,990
Price / Sq Ft$197
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,099
Acres0.08 acres
Year Built2005
TypeResidential
Sub-TypeTownhouse
StyleRanch
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryThunderbolt
MiddleGreen Cove Springs
HighFleming Island

Community Information

Address1580 Vineland Circle A, Fleming Island, FL 32003
Area124-Fleming Island-SW
SubdivisionAutumn Glen
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size3,484.8 sq ft
Parcel Number16052601426603961

Amenities

AmenitiesPool, Other, Basketball Court, Children's Pool, Clubhouse, Golf Course, Jogging Path, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

Lot DescriptionCorner Lot, Dead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Screened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street, Easement

Additional Information

Date ListedSeptember 9, 2025
Days on Market5
HOA Fees$295 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Trash, Other
Tax Amount$4,189.87
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 8, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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