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Sold

Sold·Closed Feb 27, 2026·60 days on market

1870 Green Springs Circle A

Fleming Island, FL 32003

$225,000sold priceListed at $244,000 · 92.2% of asking$209/sqftMLS# 2122896
3
Beds
2
Baths
1,075
Sq Ft
2005
Built
1
Garage
No
Pool
HOA $295/mo3,920 sqft lotWaterfrontTownhouse1 story

About this home

Fleming Island

Easy living in this single story, end unit townhome located in the Autumn Glen subdivision of Fleming Island Plantation. This home offers an open floor plan with 3 bedrooms, 2 full bathrooms, a one car garage and a screened lanai with a serene pond view. All exterior maintenance is covered by a very low HOA fee. The roof and HVAC system are less than 5 years old and the hot water heater less than one year. The home is within walking distance to the community amenities - pool, tennis courts, clubhouse, bike and walking trails. This home is perfect for a first time buyer, retirees or a small family.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,246
Property taxesest. at asking price, Clay County$345
HOAbilled monthly$295
Estimated total, before insurance$1,886/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,973/yr · $164/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$225,000
$45,000
Loan Term
Monthly Payment
$1,246
Principal & Interest: $1,246
Property taxes (est.): $345
Insurance (est.): $150
Estimated Total Monthly
$1,741
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,973/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $214/sq ft; this home is listed at $227/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1665 Vineland Circle D, Fleming Island, FL 32003Listed by ANDERSON REALTYJun 2026$235,000$2143/21,0991610.1
1835 Green Springs Circle D, Fleming Island, FL 32003Listed by ATLANTIC SHORES REALTY OF JACKSONVILLE LLCMar 2026$205,000$1913/21,0751420.1
1585 Vineland Circle D, Fleming Island, FL 32003Listed by WATSON REALTY CORPOct 2025$241,000$2193/21,099260.1
1580 Vineland Circle A, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCOct 2025$215,000$1963/21,09950.1
1815 Green Springs Circle D, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCAug 2025$201,000$1853/21,087440.1
1820 Green Springs Circle A, Fleming Island, FL 32003Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJun 2025$232,700$2163/21,075310.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$244,000
Price / Sq Ft$227
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,075
Acres0.09 acres
Year Built2005
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

ElementaryThunderbolt
MiddleGreen Cove Springs

Community Information

Address1870 Green Springs Circle A, Fleming Island, FL 32003
Area124-Fleming Island-SW
SubdivisionAutumn Glen
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size3,920.4 sq ft
Parcel Number16052601426603885
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Golf Course, Jogging Path, Playground, Tennis Court(s)
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedDecember 30, 2025
Days on Market60
HOA Fees$295 / Monthly
HOA FrequencyMonthly
Tax Amount$1,973.15
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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