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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·16 days on market

1865 Green Springs Circle Circle F

Fleming Island, FL 32003

$249,900$232/sqftEst. $1,384/moMLS# 2167186
3
Beds
2
Baths
1,075
Sq Ft
2005
Built
1
Garage
No
Pool
FEMA Zone XHOA $295/moTownhouse1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Fleming Island

Turnkey, single-story living in Fleming Island Plantation! This fully furnished 3BR/2BA Autumn Glen home puts everything on one level, with no stairs. Relax in the private fenced backyard with an extended rear patio and hot tub! Includes a [1-car] garage plus driveway parking, and the HOA handles lawn care. Plantation amenities include two pool complexes, a splash park with a 3-story water slide, tennis, pickleball, basketball and sand volleyball courts, playgrounds, walking paths, and the 18-hole championship golf course with a driving range. Village Square shops and dining are in the community. Publix, Walgreens, Target and Walmart are minutes away, and NAS Jax is about 30 minutes. Bring your suitcase!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,384
Property taxesest. at asking price, Clay County$383
HOAbilled monthly$295
Estimated total, before insurance$2,062/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$249,900
$49,980
Loan Term
Monthly Payment
$1,384
Principal & Interest: $1,384
Property taxes (est.): $383
Insurance (est.): $167
Estimated Total Monthly
$1,934
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 30, 2026Listed$249,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $209/sq ft; this home is listed at $232/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1835 Green Springs Circle D, Fleming Island, FL 32003Listed by ATLANTIC SHORES REALTY OF JACKSONVILLE LLCMar 2026$205,000$1913/21,0751420
1870 Green Springs Circle A, Fleming Island, FL 32003Listed by WATSON REALTY CORPFeb 2026$225,000$2093/21,075600
1665 Vineland Circle D, Fleming Island, FL 32003Listed by ANDERSON REALTYJun 2026$235,000$2143/21,0991610.1
1585 Vineland Circle D, Fleming Island, FL 32003Listed by WATSON REALTY CORPOct 2025$241,000$2193/21,099260.1
1580 Vineland Circle A, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCOct 2025$215,000$1963/21,09950.1
1815 Green Springs Circle D, Fleming Island, FL 32003Listed by FLORIDA HOMES REALTY & MTG LLCAug 2025$201,000$1853/21,087440.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$249,900
Price / Sq Ft$232
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,075
Year Built2005
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address1865 Green Springs Circle Circle F, Fleming Island, FL 32003
Area124-Fleming Island-SW
SubdivisionAutumn Glen
CityFleming Island
CountyClay
StateFL
Zip Code32003
Parcel Number16052601426604008

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOther

Interior

AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingHeat Pump
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne

Additional Information

Date ListedSeptember 30, 2026
Days on Market21
HOA Fees$295 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HAMLIN REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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