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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns.

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Sold

Sold·Closed Dec 11, 2025·38 days on market·Recent sales in St. Johns County

129 Villa Sovana Court

St. Johns, FL 32259

$820,000sold priceListed at $849,900 · 96.5% of asking$252/sqftMLS# 2105675
4
Beds
3.5
Baths
3,258
Sq Ft
2016
Built
3
Garage
No
Pool
HOA $138/mo12,197 sqft lotSingle Family Residence2 stories

About this home

St. Johns

Welcome home to this outstanding custom residence on a premium estate lot in a small, gated community in the heart of St Johns County you must see to appreciate! Fantastic floor plan features 4 bedrooms, 3 1/2 baths, study, dining, family room, bonus/loft, and gourmet kitchen. Upgraded interior features include wood floors, built in cabinets, French doors, stop and drop center, fireplace, plantation shutters, tankless water heater, custom trim and moldings. Kitchen features include custom cabinetry, island/breakfast bar, quartz counter tops and backsplash, Frigidaire professional series appliances, and built in bench in nook. 1st Floor owner's suite features oversized closet, separate vanities, soaking tub, and separate shower. Exterior features include barrel tile roof, front porch, custom arched door at entry, paver lanai that is pre-plumbed for a summer kitchen, side entry 3 car garage with workshop, paver drive and walk. Impressive upscale community is a great place to call home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,542
Property taxesest. at asking price, St. Johns County$1,091
HOAbilled annually$138
Estimated total, before insurance$5,771/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,296/yr · $441/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$820,000
$164,000
Loan Term
Monthly Payment
$4,542
Principal & Interest: $4,542
Property taxes (est.): $1,091
Insurance (est.): $547
Estimated Total Monthly
$6,180
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,722 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$880,682$403,601—
2024$856,425$391,519—
2023$863,522$378,659—
2022$764,342$366,174—
2021$538,217$354,052—
2020$398,473$348,473—

2024 property taxes (current owner): $5,296/yr

Estimated taxes if purchased at asking price: ~$13,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 26, 2025Listed$849,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $258/sq ft; this home is listed at $261/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
709 Abby Mist Drive, St. Johns, FL 32259Listed by THE LEGENDS OF REAL ESTATEAug 2026$699,900$2664/32,63520.4
255 Worthington Parkway, Fruit Cove, FL 32259Listed by HERRON REAL ESTATE LLCSep 2026$880,000$2585/43,410760.9
504 Kenwood Street, St. Johns, FL 32259Listed by RE/MAX SPECIALISTS PVSep 2026$735,000$2035/43,6253870.9
294 Stonewell Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$720,000$1995/43,616341
412 Sierra Vista Court, St. Johns, FL 32259Listed by ERA ONETEAM REALTYJul 2026$640,000$2005/43,20041
1587 Scottridge Lane, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,100,000$3804/3.52,891231.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$849,900
Price / Sq Ft$261
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,258
Acres0.28 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish, Traditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address129 Villa Sovana Court, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionVilla Sovana
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size12,196.8 sq ft
Parcel Number0034210050
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Sink, Washer Hookup
SecuritySecurity Gate, Security System Owned, Smoke Detector(s)

Exterior

Lot DescriptionDead End Street
Patio / PorchCovered
FencingBack Yard
RoofTile
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedAugust 26, 2025
Days on Market38
HOA Fees$1,650 / Annually
HOA FrequencyAnnually
Tax Amount$5,296.18
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 11, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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