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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Grand Oaks, St. Augustine — a home near Tocoi Creek High School.

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Sold

Sold·Closed Sep 30, 2025·29 days on market·Recent sales in Grand Oaks·Grand Oaks

121 Willow Creek Court

St. Augustine, FL 32092

$500,000sold priceListed at $546,000 · 91.6% of asking$215/sqftMLS# 2105535
4
Beds
3
Baths
2,325
Sq Ft
2022
Built
2
Garage
No
Pool

4 more homes for sale in Grand Oaks →Search Grand Oaks on the map

HOA $26/mo8,712 sqft lotSingle Family Residence1 story

About this home

Grand Oaks

Welcome to the highly desirable Grand Oaks community and this beautifully maintained Drees home on a premium lot. The bright, open layout with luxury flooring throughout features a chef's kitchen with a double oven, oversized island and tons of cabinet space with fresh and stylish finishes. From the family room and expanded screened-in lanai, enjoy the peaceful views of the pond and wooded preserve. The spacious owner's retreat offers water views and a relaxing spa-like en-suite bath with tub and massive closet space. Three additional well-sized bedrooms and two additional baths complete this four bedroom, three bathroom home, making it ideal for everyone to have their own space. Plus, there's also a bonus room with a sliding barn door, perfect for a home office, game room or hobby area. The refrigerator and Maytag washer and dryer convey with the home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,770
Property taxesest. at asking price, St. Johns County$665
HOAbilled quarterly$26
Estimated total, before insurance$3,461/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,297/yr · $525/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$500,000
$100,000
Loan Term
Monthly Payment
$2,770
Principal & Interest: $2,770
Property taxes (est.): $665
Insurance (est.): $333
Estimated Total Monthly
$3,768
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real pool sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $544,400 in December 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2024$436,734$180,996—
2023$397,734$174,268—
2022$56,000$55,000—
2021$50,000$50,000—

2024 property taxes (current owner): $6,297/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Sep 12, 2025Listed$546,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $235/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
24 Oakhurst Court, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJul 2026$520,000$1854/3.52,8051740.2
22 Myrtle Oak Court, St. Augustine, FL 32092Listed by ERA ONETEAM REALTYJul 2026$425,000$2043/22,0823770.3
94 Lone Cypress Way, St. Augustine, FL 32092Listed by LPT REALTY LLCOct 2026$475,000$2633/21,807950.8
145 Lone Cypress Way, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCSep 2026$465,000$2343/2.51,989750.8
71 Hickory Pine Drive, St. Augustine, FL 32092Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$490,000$2503/21,962670.8
105 Crown Colony Road, St. Augustine, FL 32092Listed by LATITUDE 30 REALTY LLCJul 2026$517,000$2284/32,2641660.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$546,000
Price / Sq Ft$235
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,325
Total Structure Area2,659 sq ft
Acres0.20 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

School Information

Community Information

Address121 Willow Creek Court, St. Augustine, FL 32092
Area308-World Golf Village Area-SW
SubdivisionGrand Oaks
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size8,712 sq ft
Lot Dimensions8712
Parcel Number0274510100
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond, Protected Preserve, Trees/Woods, Water

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Laminate, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Screened
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 12, 2025
Days on Market29
HOA Fees$78 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds
Tax Amount$6,297.49
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Grand Oaks

Grand Oaks is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Grand Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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