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Sold

Sold·Closed Sep 11, 2026·0 days on market

7 Cedarford Court

Palm Coast, FL 32137

$770,000sold priceListed at $800,000 · 96.3% of asking$393/sqftMLS# 2165371
3
Beds
2
Baths
1,959
Sq Ft
1981
Built
2
Garage
Yes
Pool
No HOA10,019 sqft lotWaterfrontSingle Family Residence1 story

About this home

Palm Coast

Welcome to waterfront living at its finest in Palm Coast. Tucked away on a quiet cul-de-sac in the highly coveted Palm Harbor ''Sailboat Country'' community, this beautifully updated canal-front pool home offers the ideal blend of luxury, comfort, and boating convenience. Situated on the scenic Cimmaron Basin with 80 feet of deep saltwater frontage, the property provides direct access to the Intracoastal Waterway with no fixed bridges and no boat size limitations. A private dock with a 10,000-pound boat lift makes this a true boater's paradise, and in 2025 the owners added a beautifully designed lighted paver staircase leading directly to the dock for enhanced access and ambiance. Thoughtfully renovated in 2023 and 2024, the home showcases modern coastal style with extensive upgrades throughout, including porcelain tile flooring, double-pane windows, fresh interior and exterior paint, a new A/C system, hybrid 80-gallon water heater, and pool heater. Additional features include wiring

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,265
Estimated total, before insurance$4,265/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,720/yr · $893/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$770,000
$154,000
Loan Term
Monthly Payment
$4,265
Principal & Interest: $4,265
Insurance (est.): $513
Estimated Total Monthly
$4,778
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,720/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 18, 2026Listed$800,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $311/sq ft; this home is listed at $408/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10 Collinson Court, Palm Coast, FL 32137Listed by COASTAL GATEWAY REAL ESTATE GROUPJun 2026$725,000$3114/2.52,3301240.3
12 Collinson Court, Palm Coast, FL 32137Listed by EXP REALTY LLCSep 2026$585,000$3223/21,816790.4
40 Columbia Lane, Palm Coast, FL 32137Listed by REALTY EXECUTIVES OCEANSIDESep 2026$445,000$2553/21,744290.7
32 Covington Lane, Palm Coast, FL 32137Listed by FLORIDA HOMES REALTY & MTG LLCMar 2026$430,000$1794/32,4031720.8
25 Folcroft Lane, Palm Coast, FL 32137Listed by SUNCOAST PROPERTY MANAGEMENT LLCSep 2025$324,000$2024/21,607851
144 Cochise Court, Palm Coast, FL 32137Listed by LPT REALTY LLCJan 2026$990,000$3943/2.52,5121041.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$800,000
Price / Sq Ft$408
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,959
Acres0.23 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

Community Information

Address7 Cedarford Court, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionCountry Club Cove
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size10,018.8 sq ft
Parcel Number0711317014000202480

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Range, Freezer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 18, 2026
Days on Market0
Tax Amount$10,720.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NON MLS (realMLS)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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